The “Big Five” Canadian banks include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Are there other viable options?
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How to build credit history in Canada Jun 30th
A credit history is a person’s track record of using credit (borrowing money) and repaying debt. Your credit history can affect many aspects of your financial life—from getting approved for a credit card or renting an apartment to taking out a mortgage or a car loan, among other things. In some .... More »
Making sense of the markets this week: November 2 Oct 31st
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
Big, juicy Canadian dividend stocks are on sale
In Canada, we now have the largest spread (in three decades) between Canadian bond yields and the Canadian high dividend inde.... More »
The best GIC rates in Canada for 2026 + MORE Apr 21st
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Can Santander take on Canada’s Big Six? Why the global bank may face hurdles + MORE Dec 18th
It’s not every day, or even every decade, that a big foreign bank decides to have a go at Canada’s retail banking market.
But Spain’s Banco Santander—which has already shown an ability to attract customers, with more than 168 million of them worldwide—is poised to be among the few that .... More »
The MoneySense guide to inflation (2025) + MORE Dec 5th
Inflation is the increase in the cost of goods or services. Governments use this valuable information to set monetary policy. In turn, lenders and banks also rely on inflation numbers to set interest rates, and borrowers use them to make investment or budgeting goals.
We’ll explain how inflatio.... More »
How to Choose a Co-Branded Credit Card
– ratesupermarket.ca
You can find co-branded credit cards offered by retail stores, airlines, and even tech companies. These credit cards help companies because they encourage you to spend money with their organization. If used carefully, co-branded cards can help save you a lot of money. Here’s what to consider.
What Rewards Do You Want?
The first step when considering whether to choose a co-branded credit card is to consider the rewards. If you hate travelling and are on your first flight, you might not want to accept the credit card application the flight attendant is passing out as they walk down the aisle.
However, if you love shopping, then a credit card co-branded with a department store might be right up your alley. Co-branded credit cards can come in all types.
Some examples of co-branded credit card rewards include:
Scene® Visa Card (redeem points towards free movies and meals)
President’s Choice Financial® Mastercard® (redeem points towards free groceries and products at Loblaw and Shopper Drug Mart stores)
TD® Aeroplan® Visa Infinite (annual one-time guest pass to the Maple Leaf Lounge)
Marriott BonvoyTM American Express® Card (annual free night in a Mariott hotel)
Many cards also offer bonus points for certain purchases…
