Learn more about Canada’s top banks rates, rules and the latest news – read on!
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The best GIC rates in Canada for 2026 Jul 21st
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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The best GIC rates in Canada for 2025 + MORE Jan 5th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
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Savings comparison tool
Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.
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Financial Institution Numbers for All Canadian Banks
– canadianfinanceblog.com
You can identify Canadian financial institutions by their bank institution number, which is always three digits long. Bank customers need this number anytime they want to set up a direct deposit or preauthorized payment or receive a wire transfer into their account.How to Locate Canadian Bank Institution Numbers
The easiest way to locate the financial institution number for your account is by looking at a blank cheque. You’ll find the number between the bank transit number (branch number) and your account number in the micro-encoding at the bottom of the cheque.
For example, Royal Bank’s financial institution number is 003. You can see exactly where it’s located in the image below.
Regardless of the bank, you can find the institution number in the same place; if you have a cheque to look at. If you don’t have cheques, you can always contact your financial institution or ask a staff member at your local branch if you deal with a bank or credit union.
List of Canadian Financial Institution Numbers
You’ve come to the right place if you need to locate the institution number for a bank in Canada (including your own)…


