Canada has several major banks and many schedule II banks – but with rates and plans all over the map, it’s difficult to know where to bring your business. Our aim is to help you navigate Canada’s banking options to discover which one suits your needs best.
Latest News
The best GIC rates in Canada for 2025 Nov 3rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
The best GIC rates in Canada for 2025 + MORE Dec 29th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Refinancing your mortgage? Here’s why a professional home appraisal is step one Mar 27th
Before you refinance your mortgage, it’s important to know your home’s true value. A professional home appraisal gives you an accurate picture of the value of your property, helping you make smarter financial decisions from lowering your monthly payments to accessing equity to evaluating your re.... More »
JPMorgan, Lululemon and more: The week in earnings Jan 18th
Company earnings for the week of Jan 14, 2025
JPMorgan
Lululemon
Cogeco
UnitedHealth
JPMorgan posts record annual profits as major U.S. banks thrive in the final quarter of 2024
JPMorgan’s net income soared 50% to more than $14 billion in the fourth quarter as the bank’s profit.... More »
RBC InvestEase Review: Can a Big Bank Robo-Advisor Stack Up to the Competition? Dec 17th
With the surge in popularity of robo-advisor platforms like Wealthsimple in recent years, it was only a matter of time before Canada’s big banks got in on the action. RBC made its foray into Canada’s robo-advisor scene in 2018 when they launched RBC InvestEase. In this RBC InvestEase review, I.... More »
Before It’s Too Late! Best Credit Card Welcome Offers of January 2020
– ratesupermarket.ca
The new year has just begun, which means there is plenty of time to plan for the months ahead. Will you jet off to a sunny location? Decide to save money? Work on paying off that post-holiday debt?
The right credit card can help you attain your goals. Whether it’s a cash back, low balance transfer, or travel rewards card, welcome offers may help you achieve those objectives faster. You may be lounging on the beach, buying that new flat screen tv, or paying down your balance in no time.
To help you wade through the bonuses and deals, we’ve collected the top five welcome offers for the month of January. Most of these promotions run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers for this month:
Our Top Picks:
SimplyCash™ Preferred Card from American Express: This is a great cash back card, with a “flat rewards structure” designed for individuals who spread their credit card purchases over multiple categories.
TD Cash Back Visa Infinite* Card: This card is beneficial for earning cash back on everyday purchases, with a whopping 10% cash back rate for the first 3 months, and an added roadside assistance feature…
4 Tips to Avoid the Post-Holiday (Financial) Hangover
– ratesupermarket.ca
New Year’s Day has already come and gone, leaving us to “look forward” to Blue Monday, the (unofficial) most depressing day of the year. This year, Blue Monday falls on January 20, the third Monday of the month. The day is calculated by factoring in things such as weather and, yes, debt levels as people start to receive their credit card statements from December.
Maybe this year you – and your wallet – are feeling the blues from a holiday season of heavy spending. Paying down your credit card debt may currently be your number one priority with a new year’s resolution to be more fiscally responsible. So, instead of leaving your holiday planning to the last minute and putting everything on credit, you’re going to plan ahead of time… starting now! It may sound unrealistic – who starts planning for Christmas in January? – but the only way to avoid a financial hangover next year is by taking preventative measures today. Drink a lot of water and follow these simple steps to never have a debt-plagued January again…
