Canada has several major banks and many schedule II banks – but with rates and plans all over the map, it’s difficult to know where to bring your business. Our aim is to help you navigate Canada’s banking options to discover which one suits your needs best.
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Best online banks and credit unions in Canada for 2024 Mar 20th
Where can you get the best digital banking experience in Canada? We set out to find out in this inaugural review of the best online banks and credit unions in Canada. To come up with the ranking, MoneySense partnered with Surviscor, a leading Canadian research and consulting firm specializing in fin.... More »
The best student credit cards in Canada for 2023 Sep 13th
Credit Cards
The best student credit cards in Canada for 2023
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
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What Is a Credit Bureau? Important Information for Canadian Consumers Apr 29th
Whether we realize it or not, credit bureaus have a significant impact on our financial lives. The information they provide to lenders can determine mortgage rates, lending amounts, and credit card approvals. But what exactly is a credit bureau, and what can you do with their information?
What Is a .... More »
The best 5-year fixed mortgage rates in Canada Jun 8th
Mortgages
The best 5-year fixed mortgage rates in Canada
You’re 2 minutes away from getting the best mortgage rates in Canada. Just answer a few quick questions to get a personalized rate quote.
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Worried about your credit rating? Avoid these 5 credit card mistakes + MORE Oct 26th
You don’t think about your credit rating opening doors for you—until it abruptly swings one shut. However, in order to appreciate what you could do differently to improve your credit rating, it helps to understand what exactly that is.
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Before It’s Too Late! Best Credit Card Welcome Offers of January 2020
– ratesupermarket.ca
The new year has just begun, which means there is plenty of time to plan for the months ahead. Will you jet off to a sunny location? Decide to save money? Work on paying off that post-holiday debt?
The right credit card can help you attain your goals. Whether it’s a cash back, low balance transfer, or travel rewards card, welcome offers may help you achieve those objectives faster. You may be lounging on the beach, buying that new flat screen tv, or paying down your balance in no time.
To help you wade through the bonuses and deals, we’ve collected the top five welcome offers for the month of January. Most of these promotions run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers for this month:
Our Top Picks:
SimplyCash™ Preferred Card from American Express: This is a great cash back card, with a “flat rewards structure” designed for individuals who spread their credit card purchases over multiple categories.
TD Cash Back Visa Infinite* Card: This card is beneficial for earning cash back on everyday purchases, with a whopping 10% cash back rate for the first 3 months, and an added roadside assistance feature…
4 Tips to Avoid the Post-Holiday (Financial) Hangover
– ratesupermarket.ca
New Year’s Day has already come and gone, leaving us to “look forward” to Blue Monday, the (unofficial) most depressing day of the year. This year, Blue Monday falls on January 20, the third Monday of the month. The day is calculated by factoring in things such as weather and, yes, debt levels as people start to receive their credit card statements from December.
Maybe this year you – and your wallet – are feeling the blues from a holiday season of heavy spending. Paying down your credit card debt may currently be your number one priority with a new year’s resolution to be more fiscally responsible. So, instead of leaving your holiday planning to the last minute and putting everything on credit, you’re going to plan ahead of time… starting now! It may sound unrealistic – who starts planning for Christmas in January? – but the only way to avoid a financial hangover next year is by taking preventative measures today. Drink a lot of water and follow these simple steps to never have a debt-plagued January again…