All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Podcast Episode 119: Canada’s Best Cash Back Rewards Credit Cards for 2025 + MORE Jan 30th
In this episode we look at all the best cash back rewards credit cards in Canada for 2025. These are RWRDS Canada’s 9th annual Top Cash Back Credit Card rankings! Listen to the podcast here: Watch the podcast here: Links to the topics of discussion: Canada’s Top Cash Back Credit Cards 20.... More »
Amex Offers: Spend $1,000 with Air France or KLM and receive a $250 statement credit + MORE Jun 3rd
We see the return of an Amex Offers statement credit offer for purchasing tickets with Air France and KLM. This offer was last seen in the fall of 2021 and provided a $100 statement credit when you spend $1,000 or more with either airline. This time they upped the ante significantly as they offering.... More »
CIBC Dividend® Visa Infinite* Card – 10% cash back up to $300 and a first year annual fee rebate + MORE Nov 28th
The CIBC Dividend® Visa Infinite* Card has a new boosted welcome bonus that provides up to $300 cash back. The bonus cash back rate of 10% is awarded on up to $3,000 in spending in the first four statement periods. Up until the beginning of November 2024 RWRDS Canada considered the CIBC Dividend V.... More »
RWRDS Daily Update – November 28 Nov 29th
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. New Amex Offers for American Airlines & Knix New Amex Offers came out on Friday and today that offer statement credits for American Airlines and Knix: Spend at.... More »
FLASH OFFER Receive up to a 100% bonus when you buy Air Canada Aeroplan points + MORE Jul 15th
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 100% when buying points by July 17, 2025. This appears to be a mystery bonus that is revealed to the member when logging in. Others are reporting up to an 85% bonus however I received an .... More »
Schoolgirls in India discover Earth-bound asteroid – CBC.ca
– news.google.ca
Schoolgirls in India discover Earth-bound asteroid CBC.caIndian schoolgirls discover asteroid moving towards Earth CTV NewsTwo Schoolgirls From India Just Discovered an Asteroid VICE10th Grade Girls in India Discover Asteroid Headed Toward Earth ComplexTwo high school girls in India discover asteroid moving toward Earth PennLiveView Full coverage on Google News
Schoolgirls in India discover Earth-bound asteroid – CBC.ca
– news.google.ca
Schoolgirls in India discover Earth-bound asteroid CBC.caIndian schoolgirls discover asteroid moving towards Earth CTV NewsTwo Schoolgirls From India Just Discovered an Asteroid VICE10th Grade Girls in India Discover Asteroid Headed Toward Earth ComplexTwo high school girls in India discover asteroid moving toward Earth PennLiveView Full coverage on Google News
Which savings plans should a 37-year-old with a military disability income contribute to, and when?
– moneysense.ca
Q. I am 37 with a military disability income that will pay monthly until I die. Could you give your advice on which savings plans I should be investing in, and the order in which I should make my investments?
To date, I contribute to my and my spouse’s registered disability savings plan (RDSP), then our TFSAs. When I max out these savings plans, should I contribute to a RRSP, or should I use an unregistered trading account?
–Jason
A. Structuring your cash flow so that you have more money coming in than going out is an important first step in the retirement planning process. But once you have that extra cash flow, deciding the best ways to allocate it is not always simple.
I would generally prioritize paying off high interest-rate debt like credit cards before saving, but I will assume that is not a consideration for you and your wife, Jason.
It sounds as though you both qualify for the disability tax credit (DTC), which is a requirement to open a registered disability savings plan (RDSP)…
To date, I contribute to my and my spouse’s registered disability savings plan (RDSP), then our TFSAs. When I max out these savings plans, should I contribute to a RRSP, or should I use an unregistered trading account?
–Jason
A. Structuring your cash flow so that you have more money coming in than going out is an important first step in the retirement planning process. But once you have that extra cash flow, deciding the best ways to allocate it is not always simple.
I would generally prioritize paying off high interest-rate debt like credit cards before saving, but I will assume that is not a consideration for you and your wife, Jason.
It sounds as though you both qualify for the disability tax credit (DTC), which is a requirement to open a registered disability savings plan (RDSP)…


