How to go about securing the best rate and plan for your credit card in Canada.
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Earn 5x points on Amazon and Apple purchases made via the Aeroplan eStore Jun 21st
Air Canada sent out an email today with some summer bonus points offers that include 5x points on Amazon and Apple store purchases made via the Aeroplan eStore. In addition to those online shopping bonuses there are also bonus points offers for Starbucks and UberEats. Apple Store Earn 5X the point.... More »
RWRDS Daily Update – February 14, 2024 + MORE Feb 15th
American Express opens Largest Centurion Lounge at Hartsfield-Jackson Atlanta International Airport and New Amex Offers provide statement credits for Chewy and Lordco. Check out today's points & miles updates here:
The post RWRDS Daily Update – February 14, 2024 appeared first on Rewards Cana.... More »
Do you need market-neutral ETFs in your portfolio? Apr 23rd
In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »
This Week in RWRDS: November 18 – 24, 2023 + MORE Nov 24th
This week we talk about the much anticipated Shoppers Drug Mart PC Optimum Big Bonus Redemption Event, touch upon the Alaska Airlines Mileage Plan changes and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in RWRDS here: Topics of.... More »
Earn up to 10,000 bonus Aeroplan points on most Air Canada flights Worldwide + MORE Jan 3rd
Air Canada’s newest worldwide seat sale includes a near systemwide bonus Aeroplan points offer as well! When you book flights during this sale you can earn up to 10,000 bonus Aeroplan points for travel in Canada, to the U.S. and basically anywhere else in the world that Air Canada flies to exc.... More »
Miles & More Mileage Bargains – Big mileage discounts of up to 75% on flights to Europe from Calgary, Halifax Montreal, & Toronto
– RewardsCanada.ca
As we do each month we bring you the latest set of Miles & More Mileage Bargains (Meilenschnaeppchen)discounted mileage awards.This is now the third month in a row we’ve seen them after disappearing for a year and a half due to the pandemic. Once again there’s a lot of them in Economy and Business Class to choose from and this time we see Calgary and Halifax with huge discounts on the table. Sorry Vancouver, you’ve been left out of the mix this month. That brings us to the offers which are for flying on Lufthansa out of Montreal and Toronto, Austrian Airlines out of Montreal and Eurowings Discover for Calgary and Halifax. The flights on Lufthansa see the usual just under 51% discount for business class awards while Austrian has the same but also 50% off economy class and premium economy award flights. It’s the Eurowings Discover flights that take the cake this month though! You can fly on these new Eurowings Discover routes between Calgary or Halifax and Frankfurt for 75% off! That’s right, 75% off and that’s all cabin classes…
December 16 Update: Points not posting properly in the new Scene+ program and a new Amex Offer for Lululemon
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! We continue to hear from numerous readers via email and blog comments that Scotia credit card multipliers are not coding correctly in the new Scene+ program. Many grocery and other purchases that should be 5x or 3x points with the Scotia Gold Amex Card are only posting as 1 point per dollar. We’ve also heard that the total points balance in some members Scene+ accounts are lower than they were in their Scotia Rewards accounts. If either of these (or any issues for that matter) are happening to you be sure to keep track of all your purchases that should be earning 5x points and make note of what your points balance was before the new program launched so that if Scotia does not rectify these you can approach them to have all the issues corrected…
How does CPP credit splitting work if I’m divorced?
– moneysense.ca
A MoneySense reader writes:
I got married in 1978 and divorced in 2009. I understand that I might be able to receive some of my ex-husband’s CPP retirement pension once I am retired. However, I didn’t apply when we initially divorced and I’m not sure whether I can still do so now. Do I have to wait until after he dies to apply for part of his pension?
FPAC responds:
Credit splitting (often confused with pension sharing) is when, upon divorce or separation, the total Canada Pension Plan contributions for each year of the marriage are added together and then split evenly between both spouses. Both legally married and common-law spouses can apply for CPP credit splitting.
Since you were legally married there is no limit as to when you may apply for the credit splitting with your ex-husband. However, if he is deceased, you would need to do so within three years of his death. (If you were common-law spouses, you would have a 48-month window to apply for CPP splitting…
