How to go about securing the best policy for your insurance in Canada.
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The GIC Laddering Strategy: Reach for Returns with Safety Jun 20th
When you save for retirement through investing, you have two main goals: to grow your money but also to protect what you put in from being wiped out.
So, for most people, it makes sense to put a portion of their money into fixed-income products that keep their principal safe and provide a steady s.... More »
How the heck is Lorelai from Gilmore Girls not broke? Nov 27th
At Luke’s Diner for the morning coffee she’ll have a sip of before dashing off.
Ah, Gilmore Girls. A show about love, life, relationships and…money? The hit series is full of fast-talking banter, plenty of coffee and some interesting financial issues that to a 20-something pers.... More »
Ontario Auto Insurance Rates Drop Up to 8% Jan 19th
Canadian commuters may be in the throes of the winter driving blues, but Ontarians have fresh reason to smile: auto insurance rates have been cut again, with discounts of up to 8 per cent available from providers across the province.
The Financial Services Commission of Ontario reports auto insuran.... More »
How well are you protected if you have a car accident? Rising deductibles mean your insurance company could get more than you Feb 28th
If you’re awarded a pain and suffering payment of less than $44,000 in Ontario, the money goes to your insurance company and you get nothing. But there are things you can do to protect yourself..... More »
What types of insurance do I really need and which can I live without? Oct 7th
Life, disability, critical illness. The world of insurance can be confusing. A financial planner weighs in on the ones you might want to consider..... More »
TV ads urge credit card use for even small purchases
– thestar.com
Visa Canada wants you to use your credit card for small purchases, while Desjardins gives insurance discounts based on your driving patterns.
Would you give up a little of your privacy if it meant you could save money on your car insurance premiums? That’s the proposition from two Canadian insurance companies that have adopted something known as vehicle telematics.Ottawa’s unemployment rate dipped slightly in May as new jobs in finance, insurance, business and building services helped to buoy the local economy, Statistics Canada reported Friday. The agency said the unemployment rate in Ottawa dropped to 6.1 per cent, down from 6.2 per cent in March and 6.3 per cent in February.
6 Financial Goals to Discuss With Your Financial Advisor
– ratesupermarket.ca
Why should you hire a financial advisor? The main reason isn’t just to make you rich (though that would be nice!). A good financial advisor actually offers you a complete picture of your overall financial situation, and can help you create a plan for your future that is fiscally sound.
In crafting a strategy for your money, expect to talk about all aspects of your life. Here are some factors that will be a part of your smart financial goals planning and strategy:
Setting Up Your Savings Toolbox
Planning for your future is not just about saving for retirement. An advisor will make sure you are saving for your senior years through a registered retirement savings plan (RRSP) and possibly a tax-free savings account (TFSA). However, they should also help you set up an emergency fund, deal with paying off your mortgage, plan for renovations and save for your children’s future. Part of a future financial plan also includes insurance. Your advisor may talk about life, disability and other insurance plans that will ensure that you’re not at risk of losing your savings because of something unexpected…
Common Life Insurance Mistakes to Avoid
– life-insurance-quotes.ca
Avoid these common life insurance mistakes that can result in denied claims and applications. Always be forthright when applying and use these tips to navigate the “life insurance” waters.
