How to buy a car in Canada and get the best loan rate Nov 28th

Insurance policy getting you down? There are always sound insurance alternatives.

Latest News

TFSA contribution room calculator Dec 2nd

Find out your current tax-free savings account (TFSA) contribution limit by using this calculator. powered by Tax-free savings account is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like&nb.... More »

CPP payment dates in 2025, and more to know about the Canada Pension Plan Oct 7th

In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too..... More »

Scotiabank Gold American Express Card review Jan 12th

The Scotiabank Gold Amex combines some of the best aspects of a travel card with the ability to participate in the Scene+ Rewards Program. For a modest annual fee, you’ll enjoy considerable insurance coverage, some travel perks, and the ability to earn up to 6 Scene+ points per $1 spent. Who is.... More »

Auto loans for newcomers—questions to ask when buying your first car in Canada Dec 22nd

Buying a car in Canada can be a daunting task for newcomers to the country, facing unique challenges like a lack of credit history, an unfamiliar selection of vehicles, new regulations, and new financing and insurance options. Below, we’ll dive into the important steps, tips and pitfalls to help n.... More »

Cost Management Strategies for Canadian Group Benefit Plans May 12th

The cost of providing comprehensive benefits continues to rise. Managing group benefits effectively is critical for employers in Canada. The need to find balance between offering appealing group insurance to employees and maintaining financial sustainability is not easy. Here are some innovative co.... More »

How to buy a car in Canada and get the best loan rate

– moneysense.ca

You’ve read the car reviews, done the research and scoured for hours through literature on that car or truck, all while lining up pros, cons, rankings and specs against your budget and wants. You’ve shortlisted the contenders that you most want to press the gas on. That’s it: you’re buying a new car. Final answer. No takesies-backsies. Now, how to pay for it.

It’s “go” time and you’re in the dealership parking lot with soggy palms, a twinge in your stomach, and a pounding pulse you can feel in your temples. You’re breathing more quickly, and your pupils are dilated. I know. As an auto journalist, I’ve been there.Before signing the paperwork, be sure to get up to speed with our beginner’s guide to car loans, and read on for a look at the basics of how car loans work and the implications of the choices and options you’ll face along the way.

Resource highlight

Compare car insurance quotes and save
In under five minutes, compare personalized auto insurance quotes from Canada’s top providers…

Continue Reading On moneysense.ca »

Not sure what the best Insurance policies in Canada are? Be sure to get the best advice possible – Visit our Insurance page for details.

Share