Will your travel insurance cover U.S. flight chaos? + MORE Nov 12th

As the U.S. government shutdown leads to thousands of cancelled flights, some Canadian travellers find themselves caught up in the stateside travel chaos. But there’s a chance that even those who bought trip insurance might be left holding the bag. More than 8,300 departures south of the border have been cancelled since Friday, with the proportion of scrapped flights hovering around 10% on Sunday and 9% on Monday, according to aviation analytics firm Cirium.

Hundreds of thousands of Canadians fly to and from the U.S. each month. Those who purchased cancellation insurance before the government shutdown was announced as a travel advisory should be eligible for compensation, said Marty Firestone, president of Toronto-based insurance firm Travel Secure Inc. “After that date, any purchase of a policy will not cover anything related to the government shutdown or related air controller issues,” he said.

That means travellers who bought a policy more recently or held off entirely may be out of luck for meal, hotel and transport coverage—though the airline would still owe them a rebooking or a refund for the cancelled trip…

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