The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Who gets the GST credit? What Canadians need to know about eligibility, payments and the new boost - CTV News + MORE Jan 29th
Who gets the GST credit? What Canadians need to know about eligibility, payments and the new boost CTV NewsPrime Minister Carney announces new measures to make groceries and other essentials more affordable for Canadians pm.gc.caN.W.T. MP touts affordability measures as 'a good.... More »
The best GIC rates in Canada for 2025 Nov 3rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Why we overspend to earn rewards points Jun 21st
Even the most financially disciplined person might catch themselves chasing rewards from a credit card or loyalty rewards program. It’s not just you or a lack of willpower; credit card issuers and retailers design rewards programs to tap into the psychology of spending.
Research shows that peop.... More »
The best GIC rates in Canada for 2026 Feb 17th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
How international students can build credit in Canada Jul 16th
Moving to Canada as an international student comes with a long financial to-do list, and building credit is one of the most important items on it. Your credit history from home typically doesn’t transfer, which means you may need to start from scratch when applying for a credit card, phone plan, a.... More »
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) – Investor's Business Daily
– news.google.ca
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) Investor’s Business DailyGlobal bank stocks waver as investors fear credit risks in U.S. regional banks CBCRegional banks’ bad loans spark concerns on Wall Street CityNews HalifaxWall Street steadies after its slide as banks recover some of their losses BNN BloombergBanks’ Trio of Alleged Frauds Spark Fears of Broader Issues Bloomberg.com
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) – Investor's Business Daily
– news.google.ca
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) Investor’s Business DailyGlobal bank stocks waver as investors fear credit risks in U.S. regional banks CBCRegional banks’ bad loans spark concerns on Wall Street CityNews HalifaxWall Street steadies after its slide as banks recover some of their losses BNN BloombergBanks’ Trio of Alleged Frauds Spark Fears of Broader Issues Bloomberg.com
Losing a spouse is devastating. Losing access to the family’s savings on top of that? Heartbreaking—and more common than many Canadians realize. Imagine waking up after your partner passes away, only to discover that a $400,000 investment account is frozen. Months drag on while the courts approve the will, thousands in probate fees vanish into government coffers, and you’re left scrambling to pay the bills. The culprit is often surprisingly simple: non-registered investment accounts held in only one spouse’s name.
The hidden snag in non-registered accounts
If a non-registered account is held individually, it doesn’t automatically pass to a surviving spouse. Instead, it becomes part of the estate and is subject to probate, the court-supervised process of validating the will and confirming the executor’s authority. Depending on the province, probate can take months or even over a year.
During that time, a surviving spouse may be locked out of the account—but the fees continue to add up…
