The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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The best GIC rates in Canada for 2025 Jan 20th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Do you need market-neutral ETFs in your portfolio? Apr 23rd
In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »
The best GIC rates in Canada for 2025 Nov 3rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
The best GIC rates in Canada for 2026 Mar 2nd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026 Jun 13th
When choosing a credit card, the annual fee is one of the biggest considerations. In Canada, fees vary widely, from $0 to nearly $800 a year—and it’s easy to assume that paying more automatically means getting more value. But that isn’t always true.
A high-fee card can deliver strong reward.... More »
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) – Investor's Business Daily
– news.google.ca
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) Investor’s Business DailyGlobal bank stocks waver as investors fear credit risks in U.S. regional banks CBCRegional banks’ bad loans spark concerns on Wall Street CityNews HalifaxWall Street steadies after its slide as banks recover some of their losses BNN BloombergBanks’ Trio of Alleged Frauds Spark Fears of Broader Issues Bloomberg.com
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) – Investor's Business Daily
– news.google.ca
Stock Market Today: Dow Up As Financial Stocks Rise, Trump Tempers China Tariff View (Live Coverage) Investor’s Business DailyGlobal bank stocks waver as investors fear credit risks in U.S. regional banks CBCRegional banks’ bad loans spark concerns on Wall Street CityNews HalifaxWall Street steadies after its slide as banks recover some of their losses BNN BloombergBanks’ Trio of Alleged Frauds Spark Fears of Broader Issues Bloomberg.com
Losing a spouse is devastating. Losing access to the family’s savings on top of that? Heartbreaking—and more common than many Canadians realize. Imagine waking up after your partner passes away, only to discover that a $400,000 investment account is frozen. Months drag on while the courts approve the will, thousands in probate fees vanish into government coffers, and you’re left scrambling to pay the bills. The culprit is often surprisingly simple: non-registered investment accounts held in only one spouse’s name.
The hidden snag in non-registered accounts
If a non-registered account is held individually, it doesn’t automatically pass to a surviving spouse. Instead, it becomes part of the estate and is subject to probate, the court-supervised process of validating the will and confirming the executor’s authority. Depending on the province, probate can take months or even over a year.
During that time, a surviving spouse may be locked out of the account—but the fees continue to add up…
