All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
How much debt is normal in Canada? We break it down by age + MORE Jun 22nd
Debt seems to be a normal thing for Canadians these days. After a brief decline during the pandemic, the Canadian household debt-to-income ratio soared to 184.5% in the first quarter of 2023. That means Canadians owe nearly $1.85 for every dollar of disposable income.
The ballooning debt has been.... More »
RWRDS Daily Update – March 13 + MORE Mar 13th
Earn up to 5,000 bonus points at the Marriott Quebec City Downtown; WestJet clears next hurdle in the process of acquiring Sunwing & two new Amex Offers. Check out today's points & miles updates here:
The post RWRDS Daily Update – March 13 appeared first on Rewards Canada..... More »
AIR MILES redemption rebate – Get up to 20% back in miles on Dream and Cash Miles reward redemptions + MORE Jun 13th
As noted in our podcast with AIR MILES, the program’s next big mileage redemption rebate event is happening this month! From June 13 to 27 AIR MILES Collectors can get 20% back in miles on eligible Dream Miles and/or Cash Miles redemptions. As with most offers from the program, collectors are .... More »
The Best Small Business Credit Card Welcome Bonus Offers for September 2024 + MORE Sep 9th
Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for September This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when c.... More »
Aeroplan extends the expiry date on Buddy Passes earned from co-brand credit cards Jun 22nd
Great news for those of you who are holding on to Buddy Passes or have been considering applying for an Aeroplan co-brand card that offers a Buddy Pass. Those booking window for passes have been extended by Aeroplan to December 31, 2022 for travel into December 2023. Rewards Canada reader Jose.... More »
Get More Cash Rewards with Air Miles Cash
– canadianfinanceblog.com
I recently found out about a new way to use my Air Miles account that I wasn’t aware of. Air Miles Cash rewards offers you a chance to redeem your miles points for cash off every day purchases that you make at participating retailers. Since I prefer cash rewards over travel or products, I was quickly interested in this option. In order to allow me to test this addition to the program, I received a few extra points.Perks of the New Air Miles Cash Rewards
The new Air Miles Cash rewards program allows you to add a new dimension to your reward-earning endeavors. You can still allocate points toward your Dream balances in order to redeem for for travel and, on the other side, earn cash rewards.
It’s important to understand that your Dream balance and your Air Miles Cash balance will not be interchangeable. This means that you can’t move your cash points over to your Dream balance, nor your Dream points over to the cash side. If you want to join the program, you can decide how to allocate your points…
How Much Travel Insurance Is Enough?
– ratesupermarket.ca

One of the things Canadians are proudest of is our “universal healthcare” coverage. Yet “universal” is a bit of a misnomer, since it’s generally not valid outside the country, and there are even variations from province to province. How much travel insurance is enough? Here’s what you need to know about your coverage before heading out of town.
Are You Already Covered?
When my oldest daughter was about 10 months old, we drove down to New York City to visit friends who were living there. On our last day in town, we woke up to discover a baby with one eye swollen shut. We rushed to our friends’ pediatrician who diagnosed that she’d scratched her eyeball in her sleep, a relatively common occurrence we were told. The doctor prescribed antibiotic drops, and told us not to worry. Oh, and don’t forget to leave your $200 cash on the way out the door.
We were lucky; my wife’s employee health plan included travel insurance that covered most of the cost of the doctor’s visit, plus 80 per cent of the cost of the prescription (as it would at home)…
Sep 9 Update: Hyatt fall promo now open for registration, 1,000 Bonus HHonors Points via iPhone app, Qatar Airways entering oneworld on Oct 30
– RewardsCanada.ca
Welcome to the first day of a full 5 day week of updates on Rewards Canada in nearly a month! News, Tips & Tricks Hyatt Gold Passport’s Discover New Possibilities promotion is now open for registration. The promotion offers up to 50,000 Bonus Gold Passport points on multiple Hyatt stays. Qatar Airways has announced that October 30 will be their official entry date into the oneworld Alliance. Starwood Preferred Guest Platinum Elite members can now get unlimited complimentary upgrades, and first checked bag free on Delta flights as part of their Crossover Rewards partnership. This is a nice addition to the partnership however SPG Platinum members are given priority behind Medallions, Medallion Companion, and KLM, Air France, and Alaska elite upgrades which definitely eats away at seats open for upgrades! Complete details can be found here. Short Term Bonus Alert: Earn 2x Aeroplan Miles on Home Hardware purchases until Sep 14. Full details Bonus OffersAir Canada Aeroplan- 1,000 Bonus Aeroplan Miles when you join Aeroplan and fly on your next scheduled flight operated by Air Canada or Air Canada Express…5 things your bank teller isn’t telling you
– moneysense.ca
We can drop fees. Why dig into your pockets when tellers routinely waive bank draft, certified cheque and overdraft fees? There’s no harm in asking for a break, especially in extenuating circumstances or when service is slow. “If I take forever with a transaction then I waive the fee as a courtesy,” said a teller who has worked at several major Canadian banks.
We have sales quotas. Most tellers have monthly credit-card and referral quotas based on hours worked and tied to year-end bonuses, so watch out for aggressive over-the-counter sales pitches. Some banks even have special premiums that make bonuses skyrocket after a certain amount of product is sold. Even credit limit increases count toward quotas at some banks.
We overlook details. Tellers often miss the date on postdated cheques and process them anyway. If and when a premature transaction is caught, you will be called by the bank to return the money until the original date transpires. It’s best to double-check when cashing a cheque since the onus is on you…
We have sales quotas. Most tellers have monthly credit-card and referral quotas based on hours worked and tied to year-end bonuses, so watch out for aggressive over-the-counter sales pitches. Some banks even have special premiums that make bonuses skyrocket after a certain amount of product is sold. Even credit limit increases count toward quotas at some banks.
We overlook details. Tellers often miss the date on postdated cheques and process them anyway. If and when a premature transaction is caught, you will be called by the bank to return the money until the original date transpires. It’s best to double-check when cashing a cheque since the onus is on you…
Air Canada: Earn up to 15,000 Bonus Aeroplan Miles on mulitple Air Canada flights (Targeted offer)
– RewardsCanada.ca
Unlike the Double Miles for flights to China promotion posted earlier, I did not get an email for this one but it was listed in the ‘more offers’ list after I did register for China promotion: Earn up to 15,000 Bonus Aeroplan Miles when you fly with Air Canada, Air Canada Express and Air Canada rouge to over 175 destinations. Simply, register, book and fly.Here is how your bonus miles add up: Fly 12 flight segments and earn 3,000 Bonus Aeroplan Miles Fly 25 flight segments and earn 15,000 Bonus Aeroplan Miles Simply register, book and travel between September 9 and November 30, 2013 And like the previous post you also can try to register via the link above but there are no guarantees you’ll get the mileage if you did not get the email but as is the case with most targeted offers it does not hurt to try and YMMV! 

