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Forgot to File Your Taxes Last Year? What You Need to Know Jun 6th
If filing your taxes before the deadline went over your head this year, procrastinating can only make things worse.
Unlike sales tax, which is a pay-at-the-pump proposition, Canada’s income tax system is based on self-assessment. Make your money, plan your affairs as best you can and then, pay up.... More »
Coady: Government Prepared for Market Fluctuations After Brent Crude Prices Plunge - VOCM + MORE Mar 18th
Coady: Government Prepared for Market Fluctuations After Brent Crude Prices Plunge VOCMExplained: Why Banks Are Both Oil’s Best Friend and Worst Enemy Investing.comThe Oil Price Collapse Continues After Brief Respite OilPrice.comOPEC+ Isn't Panicking About Oil's Su.... More »
Applying for a credit card? Here’s what you should know before getting one Jul 7th
The convenience of making purchases with your credit card comes with many advantages, like rewards, perks and a solid credit history. However, if used irresponsibly, this financial tool can lead to unmanageable debt and a low credit score. So, how can you be a responsible credit card owner? I will e.... More »
Even Deutsche Bank is getting out of Russia - CNN + MORE Mar 12th
Even Deutsche Bank is getting out of Russia CNNDeutsche Bank faces criticism for remaining in Russia as others cut off links The Globe and MailDeutsche Bank refuses to pull all its Russia business CNBC TelevisionAll the Ways Banks Can Get Hit by Putin's War &nbs.... More »
What Happens to Your Points When You Cancel a Rewards Credit Card? Mar 21st
The moment you redeem your credit card rewards can feel exhilarating. Maybe you’ve treated yourself to new merchandise, event tickets, or a free flight. But, when it is time to upgrade your credit card or cancel it altogether, the outcome may not be so joyous.
Depending on the type of rewards car.... More »
4 Tips to Avoid the Post-Holiday (Financial) Hangover
– ratesupermarket.ca
Christmas has already come and gone and today we’re honouring Blue Monday, the (unofficially) most depressing day of the year. The day is calculated by factoring in things such as weather and, yes, debt level as people start to receive their credit card statements from December.
Maybe this year you – and your wallet – are feeling the blues from a holiday season of high-spending. Paying down your credit card debt may currently be your number one priority and your new year’s resolution is to be more fiscally responsible. So, instead of leaving your holiday planning to last minute and putting everything on credit, you’re going to plan ahead of time… starting now! It may sound unrealistic – who starts planning for Christmas is January? – but the only way to avoid a hangover is by taking preventative measures. Drink a lot of water and follow these simple steps to never have debt-plagued January again.
Use last year’s spending to plan this year’s budget
You have all of the receipts and bills in front of you, so now is the best time to review exactly how much you spent on gifts, food, and other expenses over the holiday season…