Learn more about Canada’s top banks rates, rules and the latest news – read on!
Rewards credit cards have many perks and benefits from cash back to VIP access, and a whole lot more. Choosing a card can be difficult with endless options available. Do you pick a card with an annual fee? Low balance transfer? Travel rewards? No foreign transaction fees? Deciding which card .... More »
October 17 is National Get Smart About Your Credit Day and there is no better time with the year end and holidays approaching, to sit down and review your finances. Whether you have debt or not, take this opportunity to evaluate how you manage your credit and where there could be room for improveme.... More »
In late 2017, OSFI, the agency that supervises and regulates Canada’s banks, unveiled a new mortgage stress test, designed to protect Canadian borrowers from increasing debt burdens, and the prospect of rising interest rates. It also served to cool off a couple of Canada’s most expensive housing.... More »
On October 20, 2019, Scotiabank identified a technical error where legitimate charges on certain customers’ credit card statements were mislabeled as “BNS Scotia Life Insurance.” The mistaken charges all took place between October 18 and 20. Many customers were angry and took to.... More »
The high fees and bloated exchange rates incurred when sending and receiving foreign currency can be a bitter pill to swallow. This is especially true for anyone who has to send money abroad on a regular basis. Much of the problem lies in the exchange rates offered by banks, which are priced well ab.... More »
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds value for new credit card holders.
You’ve likely come across providers offering a lump-sum of cash-back or rewards points, free vouchers for airport lounge entry or companion flights, first-year annual fee exemptions…
Many credit card issuers give away these bonuses as soon as your account is opened, no questions asked. However, the most lucrative bonuses may require you to fulfill specific criteria first (like spending a certain amount or making an initial purchase).
Moreover, these promotions generally run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers for this month:
Scotiabank Gold American Express® Card
Sign up for the Scotiabank Gold American Express® Card during this limited time offer and earn up to 30,000 bonus Scotia Rewards points in your first year…