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Prepaid Credit Cards vs. Prepaid Gift Cards Apr 23rd
If you’ve ever had to shop for “that” person in your life — the one who already has everything — you know that gift cards can be a lifesaver. They’ve been around for almost 26 years, growing into an essential part of any retail business.
More recently, prepaid gift cards branded with pa.... More »
Sony hacking case combines rare blend of international intrigue and Hollywood star power + MORE Dec 21st
LOS ANGELES, Calif. – The hackers who hit Sony Pictures Entertainment days before Thanksgiving crippled the network, stole gigabytes of data and spilled into public view unreleased films and reams of private and sometimes embarrassing executive emails.
One month later, the Obama administration.... More »
The best no-fee credit cards in Canada for 2024 + MORE Jun 21st
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The best no-fee credit cards in Canada for 2024
From cash back to rewards points (and perks like no foreign transaction fees), here's a list of Canada's best no fee cards.
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Against the odds: Why customers often lose in battles with banks Feb 12th
The complaints system is stacked against banking customers say consumer advocates, who believe the process is designed to wear people down and that it most often finds in favour of the banks..... More »
How Deferring Mortgage Payments Could Affect Your Credit Score + MORE Apr 14th
For the past few weeks, we’ve become accustomed to Prime Minister Trudeau’s daily update from Rideau Cottage in Ottawa. To help ease the economic impact of the COVID-19 pandemic, the government has put forward several measures intended to support those who have lost their jobs due to the outbre.... More »
Spotlight On Mortgages: December 20, 2013
– ratesupermarket.ca
Homeowners are increasingly taking control of their home financing options – and are enjoying savings as a result – according to the comprehensive housing market report released by CMHC this Wednesday.
According to the 2013 edition of the Canadian Housing Observer, an annual market tome released by the crown corporation, there is a growing trend in mortgage rate negotiation, taking advantage of prepayment options, and growing home equity at a faster pace.
It Pays To Question The Posted Rate
The report finds that those who challenged the posted rate offered by big lenders saved on average 2.2 points on their interest rate, based on a survey that finds the average five-year fixed rate held by negotiating buyers to be 3.05, compared to the advertised 5.25 per cent from the banks.
These savings are even greater than last year, when the average rate by negotiation was 1.85 per cent. Buyers are also increasingly turning to brokers to help them secure their best rate – 23 per cent in 2013, compared to just 14 per cent in 1999…
Spotlight On Mortgages: December 20, 2013
– ratesupermarket.ca
Homeowners are increasingly taking control of their home financing options – and are enjoying savings as a result – according to the comprehensive housing market report released by CMHC this Wednesday.
According to the 2013 edition of the Canadian Housing Observer, an annual market tome released by the crown corporation, there is a growing trend in mortgage rate negotiation, taking advantage of prepayment options, and growing home equity at a faster pace.
It Pays To Question The Posted Rate
The report finds that those who challenged the posted rate offered by big lenders saved on average 2.2 points on their interest rate, based on a survey that finds the average five-year fixed rate held by negotiating buyers to be 3.05, compared to the advertised 5.25 per cent from the banks.
These savings are even greater than last year, when the average rate by negotiation was 1.85 per cent. Buyers are also increasingly turning to brokers to help them secure their best rate – 23 per cent in 2013, compared to just 14 per cent in 1999…
After more than a year of hard bargaining, European finance ministers on Wednesday reached a political agreement for a new joint European institution in charge of closing down or propping up ailing banks.
