Find the best mortgage rates in Canada + MORE Oct 22nd

In fact, Canadian savers have an abundance of good choices right now for places to earn rates of interest that will keep their money growing ahead of inflation. So, where should you put your money: in bonds, guaranteed investment certificates (GICs) or a high-interest savings account (HISA)? You may be surprised at how similar these are for interest rates. But there’s more to the story.

Is it time for Canadians to invest in bonds again? 

The talk of bonds coming back only makes sense if you understand where they went. For most of the past decade, bonds have been a terrible investment as interest rates fell to historic lows, meaning they paid almost no interest. Then inflation took off as the global economy lurched out of the COVID-19 pandemic, and central banks were forced to raise interest rates—fast…

Shopping around for the best rate can save you thousands on your mortgage. To instantly compare rate types and terms, click on the filters icon beside the down payment percentage in the Ratehub mortgage rate finder below. Input your location, the price of the home you want to purchase and your down payment amount. You can also adjust the mortgage term and type. Then simply tap “Inquire”  to get more info.

powered by

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Advertisement

if( ( document.querySelector( ‘#card-ad1′ ).offsetParent !== null ) ) {
var card_slot = [];
googletag…

Compare your Visa options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more.

powered by

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

The best Visa cards by category

As the largest credit card company in the world, Visa is a solid choice for any Canadian wanting the assurance of wide card acceptance both at home and abroad—Visa cards are accepted in more than 200 countries and territories. But which Visa should you choose? This guide to the best Visa cards in Canada will help you decide. 

Best cards by categoryWhy we love itBest cash back VisaCIBC Dividend Visa InfiniteAnnual fee: $120Between 2% and 4% cash back across five major spending categories, plus easy redemptionsBest no-fee cash back VisaSimplii Financial Cash Back VisaAnnual fee: $0Perfect for dining out, with 4% cash back on restaurant, bar and coffee shop purchasesBest travel rewards VisaTD First Class Travel Visa Infinite CardAnnual fee: $139Strong return on spending when booking with Expedia for TD, plus an annual $100 travel credit Best airline travel credit card (Aeroplan)TD Aeroplan Visa Infinite CardAnnual fee: $139High earn rates on gas, groceries and Air Canada purchases, easy redemptions and a $100 Nexus fee rebate every 2 yearsBest low-interest Visa Flexi VisaAnnual fee: $0A low 10…