Banking in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that add.... More »
The high fees and bloated exchange rates incurred when sending and receiving foreign currency can be a bitter pill to swallow. This is especially true for anyone who has to send money abroad on a regular basis. Much of the problem lies in the exchange rates offered by banks, which are priced well ab.... More »
On October 20, 2019, Scotiabank identified a technical error where legitimate charges on certain customers’ credit card statements were mislabeled as “BNS Scotia Life Insurance.” The mistaken charges all took place between October 18 and 20. Many customers were angry and took to.... More »
It is a long-held belief that Amex® cards are just for the wealthy – but their current selection of cards should help to dispel that myth. From no-fee cards with low balance transfer offers, to top tier cards with VIP benefits and comprehensive travel insurance, there really is something for eve.... More »
Don’t forget to think about money when planning your next trip. While organizing flights, hotels, and vaccinations are all essential, getting your credit cards in order before taking off can save you a lot of money. A little preparation can go a long way. Make Sure Your Credit Cards .... More »
Back to school season is officially in full swing. If you haven’t finished shopping for your school-bound child, you’ll most likely be hitting the mall soon to get it all done. This is an expensive time of year for parents trying to get their children prepared for back to class. According to a survey by the shopping site Ebates, parents of post-secondary aged children expect to spend up to $198 per child and parents of pre-schoolers expect to spend $147.
If you have several children headed back to school in September, you could be looking at a several hundred-dollar bills to get them ready. This is the second busiest shopping season of the year. Only at Christmas and the holidays do we spend more. Many of us have already accumulated debt from all the summer fun we have been having. Don’t make it worse by racking up more charges on your credit card.
Shop at home first
Always start your back to school shopping in your child’s own closet. During the hot summer months, it’s easy to forget about what fall and winter items your children own…