Canada has several major banks and many schedule II banks – but with rates and plans all over the map, it’s difficult to know where to bring your business. Our aim is to help you navigate Canada’s banking options to discover which one suits your needs best.
Latest News
How to Use Your Credit Card Rewards to Give Dad a Fantastic Father’s Day + MORE Jun 15th
Father’s Day is just around the corner on Sunday, June 21, 2020, to be exact. If it slipped your mind, don’t worry, you still have time to grab a gift and plan something special. Whether you are preparing to host a virtual brunch or a socially distanced backyard barbeque, you can celebrate dad .... More »
The best high-interest savings accounts in Canada for 2025 + MORE Aug 6th
Savings comparison tool
Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.
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Stock news: Canada’s big banks raise dividends after strong Q2 earnings May 29th
Here’s a round-up of news for Canadian investors this week.
BMO
National Bank
Scotiabank
CIBC
TD Bank
RBC
Featured RRSP Accounts
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EQ Bank
Build your retirement.... More »
What is cryptocurrency? And how do you invest in it? Aug 19th
You can’t read a news site, watch a YouTube video or scroll any social media platform without coming across a reference to bitcoin, ethereum or other cryptocurrencies. Maybe your own friends and family members are nattering non-stop about their crypto investments.
Time will tell if crypto is th.... More »
Canadian Tire Rewards: How to earn CT Money with the Triangle Rewards program and Triangle Mastercard May 24th
If you’re Canadian, chances are you’ve shopped at Canadian Tire. The retailer, established nearly 100 years ago to sell tires, has steadily expanded into a one-stop shop for everything home, automotive and outdoors, which means customers can find everything from patio furniture to hockey equipme.... More »
It’s Time to Get Smart about Your Credit
– ratesupermarket.ca

October 17 is National Get Smart About Your Credit Day and there is no better time with the year end and holidays approaching, to sit down and review your finances. Whether you have debt or not, take this opportunity to evaluate how you manage your credit and where there could be room for improvement.
Your Credit Score
How well do you know your credit score?
How do you improve your credit score?
Credit Cards
How does a credit card affect your credit score?
Does having a joint credit card affect your credit score?
Why is using a debt calculator important?
Budgeting 101
Help to Manage Your Debt
Your Credit Score
Credit scores reflect your current and historical financials. Lenders use them to determine how much credit they extend to you. They may even use your credit profile for something as simple as purchasing a cellphone plan. That’s why it’s important to start off on the right foot.
In Canada, credit scores are tallied using the FICO (Fair Isaac Credit Organization) formula…


