The “Big Five” Canadian banks include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Are there other viable options?
Looking for low-interest credit cards? A credit card that has a high interest rate can quickly lead to higher debt if you’re not careful. But, with a few savvy tips, you can lower your interest rate or transfer to a card with lower interest. Here’s how to get the best interest rate for your.... More »
Canadians who shop online now have the option to open an Amazon Rewards MasterCard. The new card is the product of a partnership between Amazon, MasterCard and TD Bank. Mike Strauch, Country Manager for Amazon, announced in a public statement, “We are really excited to launch a new credit .... More »
If filing your taxes before the deadline went over your head this year, procrastinating can only make things worse. Unlike sales tax, which is a pay-at-the-pump proposition, Canada’s income tax system is based on self-assessment. Make your money, plan your affairs as best you can and then, pay up.... More »
Credit card bills got you down? That’s the trouble with paying with plastic. It is easy to spend, but not quite as easy to pay off the debt you accrue – especially if you are only paying the minimum each month. Carrying too much credit card debt can make it harder to get a loan for a house .... More »
Want to save money on your cruise? Want to know how to save big on your next vacation? If you’re spending cash-only for your cruise, hotel and rental car, you might be missing out. There are lots of travel tips and cash reward perks you can take advantage of to stretch your dollars further.
From free nights at your hotel to $400 cash back rewards, here are a few of the best travel tips to maximize your savings.
Have a Strategy and Compare Rewards Credit Cards
Not every credit card is created equal. If you’re planning a trip, you want cards with the best offers. Use the link to compare travel rewards cards. You can shop by airline miles, hotel nights or cash back rewards.
Use Flexible Travel Dates to Secure Hotel Discounts
When you book your hotel, plan at least 30-days in advance to get the best deals. Keep in mind, prices are higher around the holidays, but booking rooms a few weeks before or after can save you money.
Here are a few other tips:
When looking up hotels, use flexible dates…