The “Big Five” Canadian banks include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Are there other viable options?
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds .... More »
Have you received a different credit score from a credit monitoring website than you did when applying for a car loan or mortgage? This isn’t just surprising for you: it’s a likely result. Canadians can use several free credit report sites to monitor their credit; they can also pay for .... More »
Starting now, Canadian mortgage seekers will find it easier to qualify for more money. That’s because the Bank of Canada has dropped its five year benchmark qualifying rate from 5.34 percent to 5.19 percent. This is the rate banks use to qualify would-be-homebuyers for a mortgage. This is the fir.... More »
For a limited time, American Express is offering consumer cardmembers more value for Points for Purchases. From April 17, until September 30, 2020, cardholders can use 1,000 points for a $10 statement credit on all eligible non-travel related purchases. That means Membership Rewards points are curr.... More »
The new year has just begun, which means there is plenty of time to plan for the months ahead. Will you jet off to a sunny location? Decide to save money? Work on paying off that post-holiday debt? The right credit card can help you attain your goals. Whether it’s a cash back, low balance transfe.... More »
Want to save money on your cruise? Want to know how to save big on your next vacation? If you’re spending cash-only for your cruise, hotel and rental car, you might be missing out. There are lots of travel tips and cash reward perks you can take advantage of to stretch your dollars further.
From free nights at your hotel to $400 cash back rewards, here are a few of the best travel tips to maximize your savings.
Have a Strategy and Compare Rewards Credit Cards
Not every credit card is created equal. If you’re planning a trip, you want cards with the best offers. Use the link to compare travel rewards cards. You can shop by airline miles, hotel nights or cash back rewards.
Use Flexible Travel Dates to Secure Hotel Discounts
When you book your hotel, plan at least 30-days in advance to get the best deals. Keep in mind, prices are higher around the holidays, but booking rooms a few weeks before or after can save you money.
Here are a few other tips:
When looking up hotels, use flexible dates…