Canada has several major banks and many schedule II banks – but with rates and plans all over the map, it’s difficult to know where to bring your business. Our aim is to help you navigate Canada’s banking options to discover which one suits your needs best.
You’ve seen those ads show up more and more the past few years: financial institutions who offer a new way of banking. But do those flashy logos hide something you already know? Many of these businesses are owned by traditional Canadian banks. The industry is tightly regulated, but you.... More »
Looking for a new credit card but confused by all of the options available and what their terms really mean? Maybe you want a credit card so you can shop without having to use cash for purchases. Or, maybe you’ve heard about travel rewards cards that let you use points for flights and hote.... More »
Identity theft is a global crime where your personal or financial information is stolen to commit fraud in your name. It leads to severe financial and legal struggles. Identity thieves look for any of the following information: Full name Social insurance number (SIN) Driver’s license number Home.... More »
Every once in a while you may get a notice from your bank. Your account’s monthly fees are going up. It may be a modest difference, of a dollar or so. You may write it off as the cost of doing business with your financial institution. But right now, that fee hike may be a symptom of a broad.... More »
To simply say I love credit cards is an understatement. Currently, I have more than 10 active cards, which is much more than the average person will ever need at once, but I use them all for a variety of reasons. When you know how to game the reward system and reap the benefits of different cards, the possibilities are endless, especially with regard to travel rewards.
I’ve flown to Hong Kong on points, and just recently, I stayed at the Marriott Amsterdam hotel for a week solely on credit card points. Now, imagine if I had to pay for that flight and hotel in cash; I would have spent more than $6,000. So you can see why I get so excited over using my credit cards.
Mind you, I’m pretty open about how I use my credit cards, and I likely spend a lot more on them in comparison to the average person. But as long as you’re careful about how and where you spend, here’s how any average Joe can take advantage of the system and reap all the benefits that credit cards have to offer.
Tip #1: Look out for sign-up bonuses
Without a doubt, sign-up bonuses are one of the best ways to travel for free…