Aeroplan confirms flight reward cancel with no fee policy and pauses expiration of miles + Air Canada Altitude updates + MORE Mar 20th

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Now is a good time to pay off your student loans and tuition using points and miles via HigherEdPoints + MORE Apr 16th

A few weeks ago I was contacted by Suzanne Tyson from after my post on Shifting your loyalty program strategy to help during these trying and tough financial times and she reminded me about their service and how right now may actually be the best time to use them. In my piece we l.... More »
 air miles

AIR MILES will match collector donations made to Food Banks Canada and Kids Help Phone + MORE Apr 9th

AIR MILES revealed a new campaign that starts today whereby they will match donations made by their members to Food Banks Canada and Kids Help Phone. To participate you can redeem 500 Dream Miles to either of the charities which turns into a $50 donation to them. AIR MILES will then match all of the.... More »

Prepaid Credit Cards vs. Prepaid Gift Cards + MORE Apr 23rd

If you’ve ever had to shop for “that” person in your life — the one who already has everything — you know that gift cards can be a lifesaver. They’ve been around for almost 26 years, growing into an essential part of any retail business. More recently, prepaid gift cards branded with pa.... More »

Stocks, oil, and bitcoin rebound after the Fed ramps up asset purchases and rolls out credit facilities - Markets Insider Mar 23rd

Stocks, oil, and bitcoin rebound after the Fed ramps up asset purchases and rolls out credit facilities  Markets InsiderRand Paul is first U.S. senator to test positive for coronavirus  CTV NewsTrump appears to mock Mitt Romney over coronavirus isolation: ‘Gee that’s too bad.... More »
Government Extends Tax Deadline in COVID-19 Economic Response Plan
In ever-evolving circumstances, Prime Minister Justin Trudeau has announced an $82-billion stimulus package to help Canadians and businesses amid the COVID-19 pandemic. These measures aim to stabilize the economy and support Canadians facing hardships.
The announcement comes as part of Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses, which highlights relief efforts.
What Does This Mean for Taxpayers?
To support Canadians during the COVID-19 outbreak, the Canada Revenue Agency (CRA) will defer the tax filing deadline for individuals and certain trusts.
New return filing due dates:

Individuals: June 1, 2020
Trusts with a taxation year ending on December 31, 2019: May 1, 2020

However, the CRA does encourage “individuals who expect to receive benefits under the [Goods and Services Tax Credit (GSTC)] or the Canada Child Benefit not to delay the filing of their return to ensure their entitlements for the 2020-21 benefit year are properly determined.”
Deferral of Income Tax Payments
Taxpayers receive further relief as the CRA will also defer any income tax amounts owing until after August 31, 2020…

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Aeroplan confirms flight reward cancel with no fee policy and pauses expiration of miles + Air Canada Altitude updatesAeroplan has provided further updates on their program tonight in regards to the COVID-19 Pandemic.:Cancel any Flight Reward free of charge, until March 31As we had already announced back on March 12 they are providing free cancellations of award tickets with the full amount of miles being refunded back to your account and all taxes/fees being refunded back to your original form of payment. Here is the confirmed wording that Aeroplan provided tonight:If you’d like to cancel any Flight Reward, the fastest way to do so is at Due to high call volumes, we are experiencing long hold times at our contact centres. Until March 31, you can cancel free of charge and receive all of your Aeroplan Miles back in your account, plus a full refund of any associated taxes, fees and surcharges on the unused value of your travel. Simply log-in and visit Manage your bookings. Temporary pause to expiration of Aeroplan Miles, until May 14Following in the footsteps of some other airline and hotel programs Aeroplan is pausing the expiration of any miles that were set to expire due to inactivity until May 14…

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Should You Add an Authorized User to Your Credit Card?
Most credit card companies allow their cardholders to add an authorized user to their account – but why would you want to? There are various benefits; for example, you can kickstart your child’s credit history or provide a helping hand to a friend in a financial crisis. While these benefits appear fantastic, hold the phone before you call up your credit card company! Before you add an authorized user to your account, there are some risks to consider too.
What Is an Authorized User?
An authorized user is an individual who uses someone else’s credit card in their name. Authorized users can use the credit card as if it was their own, but they aren’t the primary account holder. Authorized users don’t have the authority to increase credit limits, add more authorized users, or perform any other administrative activities.
What Are the Benefits?
Adding an authorized user has benefits for both the primary account holder and the secondary cardholder. Sometimes both parties can benefit from shared card perks, which can be particularly great on fee cards…

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