The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
How does credit card debt affect a mortgage application? + MORE Apr 7th
If you’re shopping around for a mortgage, you probably already know that lenders ask for a ton of financial information before determining how much you can borrow. That list includes your household income, down payment amount and how much you owe—including credit card debt, car payments and unse.... More »
Can You Afford to be a Single-Income Family? + MORE Jan 27th
According to recent RateSupermarket research, roughly half of Canadians admit to changing their minds about their desired family size due to the associated costs.
They may be on to something. As authors Elizabeth Warren and Amelia Tyagi note in their book, The Two-Income Trap: Why Middle-Class Moth.... More »
May 19 Update: Credit Card Comparison Chart updates, Delta switches YHZ-NYC service to JFK, 3x Miles for Fairmont stays + MORE May 20th
Welcome back to another week of updates! We hope you all had a great Victoria Day long weekend. News, Tips & Tricks Some of Rewards Canada's credit card comparison charts received updates today. Firstly the Cash Back chart sees the addition of the BMO CashBack World Elite and World MasterC.... More »
The Best Aeroplan Credit Cards of 2016 + MORE Jul 12th
Over the years, Aeroplan has evolved into a broad rewards coalition, although it is still mainly associated with travel miles. Aeroplan credit cards allow you to find ways to earn rewards on a number of items, from food to hardware to travel. Most people still associate Aeroplan with air travel rewa.... More »
Top 5 Credit Card Sign Up offers for October - These cards provide some of the best value out of their welcome bonuses + MORE Oct 2nd
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of October! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should alwa.... More »
With Costco and AmEx splitting, don’t rush to switch cards
– creditcards.com
Costco will be ending its exclusive relationship with American Express. But there’s no need to drop the Costco AmEx card right away. Wait to see what new cash-back deals shake out
Air Miles accumulation changes at Shell for gas purchases and tips on how to get around the downgrade!
– RewardsCanada.ca
Today we welcome Rewards Canada’s newest contributor, Bill W! Bill is a true road warrior, his work has him driving and flying across Western and Central Canada every week while staying in a variety hotels from a variety of chains. Bill has been reading, following and even giving Rewards Canada tips and updates for a very long time so it is only natural to have him come on board and have him share his insights into the world of Travel Rewards! Today Bill shares with us the details of the recent change in Air Miles Reward Miles accumulation at Shell stations in Canada and tips on how to combat this change to earn more miles on your gas purchases.Shell recently and quietly changed the Air Miles collection guidelines when filling up with gas. The old earn rate was 1 Air Miles Reward Mile for the first $20.00, then 1 mile for each $30.00 thereafter in the same transaction. As a result, a fill-up of $80.00 would result in an award of 3 Air Miles. That has now changed. The new parameters are with a minimum 15 litre fill, you will receive 1 Air Mile…Scotiabank Gold American Express Card 20,000 Points + First Year Free to end on Feb 28th
– RewardsCanada.ca
We just learned that a card featured in our top 5 sign up bonuses for February will be ending in four days! The Scotiabank Gold American Express Card will be reverting back to its standard 15,000 Point bonus with an annual feee as of March 1st. If you have not jumped on this card yet now is the time to do so as you’ll get 20,000 points when you reach $1,000 in spending in the first three months. That 20,000 points is equal to a $200 travel credit and since this card is a book anywhere card you can book the travel how you want when you want and when the charge shows up on your account you can redeem the points against the charge. The card normally has a $99 annual fee but of course that is waived in the first year as long as you apply by February 28th. You can apply for the card here or read our review of the card first to see if it is right for you!
Arizona House approves bill granting energy tax credits and exemptions for Apple data centre
– canadianbusiness.com
PHOENIX – The Arizona Legislature wants to help Apple Inc. by extending renewable energy tax credits and exemptions to cover the 1.3-million-square-foot data centre it plans to open in the Phoenix suburb of Mesa.
The House approved a bill Tuesday that expands a $5 million sales tax credit passed last year to include international operations centres that make a capital investment of $1.25 billion, such as the facility Apple plans to build next year.
The House swiftly debated the bill and passed it 57-3 after amending it to match the Senate version. That will allow a speedy trip to the governor’s desk when the Senate acts. Two Republicans and one Democrat voted against the bill.
To qualify for the sales tax credit, Cupertino, California-based Apple would have to invest at least $100 million in new renewable energy facilities and use some portion of that energy to power its data centre.
The bill by Sen. Bob Worsley, R-Mesa, also exempts Apple’s facility from sales taxes on electricity or natural gas, resulting in a $1…
The House approved a bill Tuesday that expands a $5 million sales tax credit passed last year to include international operations centres that make a capital investment of $1.25 billion, such as the facility Apple plans to build next year.
The House swiftly debated the bill and passed it 57-3 after amending it to match the Senate version. That will allow a speedy trip to the governor’s desk when the Senate acts. Two Republicans and one Democrat voted against the bill.
To qualify for the sales tax credit, Cupertino, California-based Apple would have to invest at least $100 million in new renewable energy facilities and use some portion of that energy to power its data centre.
The bill by Sen. Bob Worsley, R-Mesa, also exempts Apple’s facility from sales taxes on electricity or natural gas, resulting in a $1…
Want a lower credit card rate?
– moneysense.ca
Think your credit-card interest rate is carved in stone? Think again. A new survey by CreditCard.com found that 65% of those who ask for a lower rate, get it. If you have an account in good standing, a request for a lower rate is often approved, says Debbie Gillis of K3C Credit Counselling in Kingston, Ont. “I also recommend that if someone’s interest rate increased due to late payments, they ask the credit card company to consider returning to the previous interest rate after six months of consistent payments.” As for having a fee reversed, there’s no harm in asking. The worst that can happen is they’ll just say no.
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