Canada’s Best Credit Cards for People with Bad Credit 2020 + MORE Jul 17th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Ultra-black nightmare fish reveal secrets of deep ocean camouflage  CNETSecrets of deep sea dwelling ultra-black fish unravelled  CANOEIn the deep sea, scientists discover one of the blackest materials ever known  InverseVantablack? Meh. Meet the Ultra-Black Vantafish  WIREDScientists shed light on how the blackest fish in the sea ‘disappear’  BBC NewsView Full coverage on Google News

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Between long hours at work and day-to-day responsibilities at home, finding time to take a break, catch up with friends or even squeeze in a workout requires serious time management skills. So it’s easy to shrug it off if you’re a couple of weeks late on that last Internet bill or get accustomed to swallowing the occasional overdraft fee when the rent cheque is cashed. And while an individual penalty charge doesn’t seem like a big deal, those small costs can add up in surprising ways—and they might actually be standing between you and your financial goals. Since hiring a personal assistant to keep you organized isn’t realistic for most Canadians, it’s good to know that simply choosing the best bank account for you can both help you stay on track so you aren’t losing your hard-earned money to unnecessary penalties and interest payments, as well as help you make the most of the money you keep. 
The CIBC Smart Plus Account* handles all of your banking in one place with a flat, predictable monthly fee that includes unlimited transactions (including INTERAC e-Transfer), plus the use of a premium credit card like the CIBC Aventura Visa Infinite Card…

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Canada’s Best Credit Cards for People with Bad Credit 2020Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. But if you want to improve your credit score you’ll have to show you can handle credit responsibly—and the only way to do that is (you guessed it) to have a credit card. Used properly, it can actually be a helpful tool to assist in rebuilding bad credit—and, luckily, there is a whole host of products catered to people with poor credit scores. While these often come with higher interest rates and lower spending limits, they can be a good starting point to re-establishing a good credit score, which in turn will help you get approved for loans, a line of credit, or even a mortgage down the line.
Best credit cards for bad credit in Canada

Card
Details
Annual fee

Home Trust Secured Visa (No Fee)
(get more details)*

19.99% APR
Min. deposit: $500
Secured card

$0

Home Trust Secured Visa
(get more details)*

14.99% APR
Min. deposit: $500
Secured card

$59

Capital One Low Rate Gold Mastercard
(get more details)

14…

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Ultra-black nightmare fish reveal secrets of deep ocean camouflage  CNETSecrets of deep sea dwelling ultra-black fish unravelled  CANOEIn the deep sea, scientists discover one of the blackest materials ever known  InverseVantablack? Meh. Meet the Ultra-Black Vantafish  WIREDScientists shed light on how the blackest fish in the sea ‘disappear’  BBC NewsView Full coverage on Google News

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