Canada’s Best Credit Cards for People with Bad Credit 2020 + MORE Jul 17th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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July 31 Update: The 2% return on travel Envision World Mastercard now on Rewards Canada, hotel occupancy rates in Canada continue to rise slowly and seven new bonus offers Aug 1st

Sometime ago our Facebook follower Jeremy B. introduced us to the Envision World Mastercard and I'm finally getting around to putting the card's details on the Rewards Canada site and will begin to consider it for any potential rankings, portfolios and so on that I publish. This is credit union card.... More »
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You can now use Instacart to circumvent Costco's non-acceptance of Amex and to earn 5x points with the Cobalt Card Aug 5th

Back in March we had our reader TitaniumTux let us know that Instacart was finally coding properly as an eats and drinks merchant with American Express.  At that time we wrote about how you could Use Instacart to circumvent Loblaw stores non-acceptance of Amex and to earn 5x points with the Co.... More »
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Canada’s best rewards credit cards 2020 + MORE Jul 24th

When choosing a good overall rewards card, you have to consider the entire package of goodies before making a final decision. Do you prefer a no fee card or are you willing to pay for perks? Are you more interested in spending bonuses, VIP lounge access, cash-back rewards or no blackout periods when.... More »

Ultra-black nightmare fish reveal secrets of deep-ocean camouflage - CNET + MORE Jul 18th

Ultra-black nightmare fish reveal secrets of deep-ocean camouflage  CNETScientists Discover One of Earth's Blackest Materials on a Fish  Malaysia SunTerrifying photos show "ultra-black fish" camouflaged in the darkest parts of the ocean  CBS NewsScientists unravel secre.... More »
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AIR MILES Summer Stay-Cay Giveaway - Chance to win 100,000 miles or other prizes when you shop at participating partners Jul 21st

AIR MILES launched a new contest today where you could win up to 100,000 AIR MILES Reward Miles by shopping at participating partners:There are a total of 301 76 possible prizes - 200 of which are only for BMO AIR MILES credit cardholders. You have to opt-in to the contest first which you can do rig.... More »
Ultra-black nightmare fish reveal secrets of deep ocean camouflage  CNETSecrets of deep sea dwelling ultra-black fish unravelled  CANOEIn the deep sea, scientists discover one of the blackest materials ever known  InverseVantablack? Meh. Meet the Ultra-Black Vantafish  WIREDScientists shed light on how the blackest fish in the sea ‘disappear’  BBC NewsView Full coverage on Google News

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Between long hours at work and day-to-day responsibilities at home, finding time to take a break, catch up with friends or even squeeze in a workout requires serious time management skills. So it’s easy to shrug it off if you’re a couple of weeks late on that last Internet bill or get accustomed to swallowing the occasional overdraft fee when the rent cheque is cashed. And while an individual penalty charge doesn’t seem like a big deal, those small costs can add up in surprising ways—and they might actually be standing between you and your financial goals. Since hiring a personal assistant to keep you organized isn’t realistic for most Canadians, it’s good to know that simply choosing the best bank account for you can both help you stay on track so you aren’t losing your hard-earned money to unnecessary penalties and interest payments, as well as help you make the most of the money you keep. 
The CIBC Smart Plus Account* handles all of your banking in one place with a flat, predictable monthly fee that includes unlimited transactions (including INTERAC e-Transfer), plus the use of a premium credit card like the CIBC Aventura Visa Infinite Card…

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Canada’s Best Credit Cards for People with Bad Credit 2020Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. But if you want to improve your credit score you’ll have to show you can handle credit responsibly—and the only way to do that is (you guessed it) to have a credit card. Used properly, it can actually be a helpful tool to assist in rebuilding bad credit—and, luckily, there is a whole host of products catered to people with poor credit scores. While these often come with higher interest rates and lower spending limits, they can be a good starting point to re-establishing a good credit score, which in turn will help you get approved for loans, a line of credit, or even a mortgage down the line.
Best credit cards for bad credit in Canada

Card
Details
Annual fee

Home Trust Secured Visa (No Fee)
(get more details)*

19.99% APR
Min. deposit: $500
Secured card

$0

Home Trust Secured Visa
(get more details)*

14.99% APR
Min. deposit: $500
Secured card

$59

Capital One Low Rate Gold Mastercard
(get more details)

14…

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Ultra-black nightmare fish reveal secrets of deep ocean camouflage  CNETSecrets of deep sea dwelling ultra-black fish unravelled  CANOEIn the deep sea, scientists discover one of the blackest materials ever known  InverseVantablack? Meh. Meet the Ultra-Black Vantafish  WIREDScientists shed light on how the blackest fish in the sea ‘disappear’  BBC NewsView Full coverage on Google News

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