Canada’s best credit cards for people with bad credit 2021 + MORE Jun 4th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
 credit card rates

New welcome offer of up to 35,000 Scene+ points with the Scotiabank Passport Visa Infinite card + MORE Mar 2nd

 Earlier we detailed the new bonus offer for the Scotia Gold American Express Card and as mentioned in that post there is also a new offer for the Scotiabank Passport Visa Infinite card. The new offer for the Scotiabank Passport Visa Infinite card sees it offer up to 35,000 points which is wort.... More »
 mc

Check out these hotel passes if you are travelling to Scandinavia this summer & a new Tap to Pay Amex Offer + MORE Apr 28th

Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the HSBC High Rate Savings Account with which you can enjoy a total annual interest rate of up to 2.65% on new deposits±. .... More »
 credit card rates

RWRDS Daily Update – June 16, 2023 + MORE Jun 17th

How to maximize the elite status benefits from The Platinum Card from American Express, New Amex Offers for lululemon & Luxury Escapes, Ten more Cobalt Multipliers and This week in RWRDS. Check out today's points & miles updates here: The post RWRDS Daily Update – June 16, 2023 appeared .... More »
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Aeroplan joins Chase Ultimate Rewards + a waitlist bonus for the new Chase Aeroplan Card (U.S. only) Aug 4th

 This post is for our readers from the U.S. and of course for our Canadian readers who play the U.S. credit card game!In December 2020 Air Canada Aeroplan and Chase announced they would be launching a new partnership in 2021 that would see Chase issue an Aeroplan co-brand credit card for the U..... More »

AIR MILES Shops: Earn 7x Miles sitewide for your online shopping until February 14 + MORE Feb 4th

With Valentine’s around the corner we are starting to see some excellent bonus offers for online shopping emerge. The first one we bring to you is from AIR MILES. They are offering a 7x Miles sitewide for purchases made by February 14, 2025. Click here to learn more & to shop via AIR MILE.... More »
Canada’s best credit cards for people with bad credit 2021Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. But if you want to improve your credit score, you’ll have to show you can handle credit responsibly—and the only way to do that is (you guessed it) to have a credit card. When used properly, having and using a credit card can actually be a helpful tool to assist in rebuilding bad credit—and, luckily, there is a whole host of products catered to people with poor credit scores. While these often come with higher interest rates and lower spending limits, they can be a good starting point to re-establishing a good credit score, which in turn will help you get approved for loans, a line of credit or even a mortgage down the line.
Best credit cards for bad credit in Canada

Card
Details
Annual fee

Home Trust Secured Visa (No Fee)
(get more details)*

19.99% APR
Min. deposit: $500
Secured card

$0

Home Trust Secured Visa
(get more details)*

14.99% APR
Min. deposit: $500
Secured card

$59

Plastk Secured Visa
(get more details)*

5k point sign up bonus ($20 value)
Points on every purchase
17…

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June 3 Update: New minimum valuation for Aeroplan points and Marriott adds six more All Inclusive resorts to earn and redeem points atHere’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 70,000 bonus points and no annual fee in the first year! We’ve bumped up our valuation of Aeroplan points to 1.5 cents per points from 1.2 cents per point. We have used that 1.2 benchmark for some time now as the lowest value you should get when redeeming for an economy class ticket. Recently in some of our searches we are finding any tickets that low anymore. In fact they are running with much better values so it seems time to boost that rate! We don’t publish a set chart of valuations but we do use them in a lot of our calculations on the website and for the value of credit card welcome offers and earn rates. Learn more about the new Aeroplan program here.—All-Inclusive by Marriott has added six new resorts in Barbados to there ever growing list of locations where you can earn and redeem Marriott Bonvoy points at…

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