Clash of the Credit Cards! BMO eclipse Visa Infinite* Card vs. HSBC World Elite® Mastercard® + MORE Jan 28th

It’s time for another Rewards Canada Clash! This time in our Clash of the Credit Cards we see BMO’s relative newcomer take on HSBC’s flagship card! Those cards are the BMO eclipse Visa Infinite* Card and the HSBC World Elite® Mastercard®In this match up we look at over half a dozen criteria to compare the cards against one another along with a head to head detailed table comparison. From rates and fees, welcome bonuses, points earning, redemption and more, the cards are put to the test in the RC Arena!Continue on to the main Rewards Canada site to see who wins this Clash! Want to see what other cards have gone head to head? How many wins and losses there have been? You can find it all on the main Rewards Canada Clash page.   

Here’s another Aeroplan bonus points offer that is only available to those who hold Aeroplan co-brand credit cards. This offer is from Air Canada Vacations and awards 15,000 bonus points per member for ACV flight plus cruise bookings. That’s a great bonus seeing it is awarded to each member who is on the booking! The offer is available for booking until February 28, 2022 with a nice long travel window of having to complete the flight and cruise by December 31, 2023.Offer details:15,000 Bonus Aeroplan Points per member when you book a Flight & Cruise package with Air Canada Vacations. This offer is only available to Air Canada Aeroplan Credit Cardholders. Book by Feb 28, 22 for travel until Dec 31, 23. Click here for more details & to book this offer. You’ll rack up a nice amount of points on the actual purchase as well since Air Canada Vacations purchases count as an Air Canada purchase on these cards. That means you’ll earn up to 3 points per dollar spent for these bookings…

For many Canadians, the first few months of the year signal a time to reset—and that often includes making financial resolutions. In 2022, however, that could be harder to do. Inflation and the rising cost of living are now among Canadians’ top concerns, surpassing even COVID restrictions and personal well-being.

While you can’t control those economic circumstances, one of the most effective ways to improve your financial health is to reduce or pay off your credit card balances. And thankfully, there are strategies you can put to work. Read on to discover how you can pay off your credit card debt faster to improve your financial health.

Be mindful with money

Mindfulness, or the practice of being present and aware, is not going to reduce any debt on its own, but it can change your relationship with spending and help you to build smart money habits.

Before you make a purchase, take a moment to consider whether you really need that item, and whether you’re getting a good value…

You may be familiar with KOHO, the prepaid Visa card that integrates with an app for your iPhone or Android device. It’s a reloadable prepaid card that helps you manage your spending with the convenience of a regular credit card. A premium version of KOHO is available for a fee and adds a rewards component and other perks to the program.
But KOHO recently unveiled a new service to its product lineup, called KOHO Credit Building. This article will explain what Credit Building is all about, how much it costs, and how it can help you build or rebuild your credit.
What Is KOHO Credit Building?
You can add KOHO Credit Building as an add-on to your existing KOHO standard or KOHO Premium account. The monthly fee is $7 and the subscription has a 6-month duration. KOHO aims to help you rebuild your credit by reporting regular payments to a major credit bureau. If your credit has been damaged in the past, you understand how challenging it can be to restore your credit score.
How KOHO Credit Building Works
So, how exactly does KOHO help improve your credit score? Here’s how the process works, step-by-step:
1…

 A last call notice for RBC’s entry level RBC Rewards+ Visa card as its current limited welcome offer will be ending on January 31. New applications as of February 1st will see a lower bonus offer. The current limited time welcome bonus is up to 5,000 RBC Rewards Points which works out to $50 in value and carries no annual fee. Here are the card details: RBC Rewards+ Visa Annual fee $0 Additional Cards: $0 Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers Credit Rating: Average Get up to 5,000 RBC Rewards welcome points – That’s up to a $50 value in select gift cards5 Get 1,500 RBC Rewards points as a welcome bonus upon approval1Earn up to 3,500 additional RBC Rewards points by going digital in the first 60 days2 • Earn 1 RBC Rewards® point for every $1 spent on gas, grocery and drug store purchases1 • Earn 1 RBC Rewards point for every $2 spent on all other purchases1 • Only RBC Rewards+TM Visa‡ cardholders can get the most popular $25 gift cards‡ at an exclusive redemption rate** • Instantly save 3₵ per litre on gas▲ & earn 20% more Petro-Points§ and RBC Rewards points** when you link your Petro-Points card to any RBC card online…