How to go about securing the best rate and plan for your credit card in Canada.
Latest News
RC23 Spotlight: Air Canada Aeroplan (Prizes: 3 x 23,000 Aeroplan points) + MORE Sep 13th
Air Canad Aeroplan is the next RC23 RWRDS Canada’s 23rd Anniversary Contest sponsor that we are giving the spotlight to! As one of the oldest and largest programs in Canada, Air Canada Aeroplan is well known to Canadians! The program has received a lot of the spotlight since being revamped nearly .... More »
Resumption of mandatory random COVID-19 testing for international travellers & earn 2x points for stays at Sonesta Hotels locations in Toronto Jul 16th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. The Canadian Government announced the resumption of COVID-19 mandatory random testing for those entering Canada by air. As of July 19 the random tests will return f.... More »
The best GIC rates in Canada for 2025 + MORE Jul 8th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
RWRDS Daily Update – November 27, 2023 Nov 27th
The Ultimate "I have no idea what travel rewards I want" Credit Card portfolio, Buy one ski lift pass get one free with the RBC Avion Friday Friend Pass and 900 bonus Journie Rewards points on gas gift card purchases. Check out today's points & miles updates here:
The post RWRDS Daily Update â€.... More »
Priority Pass increasing lounge visit fee to US$35 for credit card issued memberships + MORE Aug 30th
Priority Pass is emailing members to advise of a price increase in their lounge visit fees. As of October 1, 2023 the per visit fee will increase to US$35 from the current US$32. This follows and matches the fee for non-credit card issued Priority Pass memberships that was already increased to US$35.... More »
Are you paying too much credit card interest?
– moneysense.ca
Interest payments can be a fact of life if you carry a credit card balance, but that doesn’t mean you have to pay the typical rate of 19.99% or more. Credit cards are like any other consumer product: It pays to shop around. When you choose a lower-interest credit card, like the MBNA True Line Mastercard, you could save hundreds of dollars a year. Read on to learn just how much you could save by switching from a higher-interest card.
How much interest are you paying?
Open your wallet and select the two or three credit cards you use the most. What interest rate does each one charge? (If you’re not sure, look online or at the documents you received with the card.) If yours are typical Canadian credit cards, the interest rates are likely around 20%. That means that for every $1,000 in debt you carry, you’ll pay around $200 in interest annually.
All about credit card interest in Canada
The first step to minimizing your interest payments is understanding exactly how they’re calculated…
February 18 Update: TD cards receive 6 months of Instacart Express for free + a $15 credit & fly Aer Lingus between Toronto and Dublin for as little as $459 r/t
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! TD has teamed up once again with Instacart to offer a special on Instacart Express memberships. If you have a TD Access Card with Visa Debit or a TD Travel Rewards Credit Card (not Aeroplan) you may be eligible to get 6 months of Instacart Express for 6 months. TD cardholders will also get $15 off their next Instacart order. This offer is available until August 22, 2022. Click here to learn more.Image via Instacart — Aer Lingus has launched another flash sale for their Toronto to Dublin flights! You can fly between the two cities for as little as $459 round trip. That is the no-frills price so if you don’t need to check bags etc but we did find you can buy the next fare level up for only $50 more each way ($100 round trip) and that includes one checked bag, seat selection and eligibility for a refund voucher…
