How to protect your credit when your spouse starts a business + MORE Apr 30th

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Domestic companion voucher added to base level WestJet RBC Mastercard Jul 9th

WestJet and RBC have just added a new benefit to their base level co-brand Mastercard that really ups the game for entry level credit cards. This new benefit is an annual companion voucher for flights within Canada. That's right a companion voucher on a card that only runs $39 per year. Taking note .... More »

Aeroplan Availability Alert: Lie flat business class between Edmonton & Toronto in March 2024 Dec 20th

Air Canada has upgraded one of their four daily flights between Edmonton and Toronto to an internationally configured Airbus A330-300 aircraft for the majority of March 2024. With the addition of this widebody aircraft has come availability to fly in Premium Economy and in Business Class with lie fl.... More »
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April 13 Update: 25 Free AIR MILES, 100 Free ConnectMiles and save 50% on a second room with Starwood in EMEA + MORE Apr 13th

You can get 25 Free AIR MILES Reward Miles for subscribing to Lowes emails! Find out more here. (Bonus Miles will not be awarded to residents in Nova Scotia, New Brunswick, PEI, Newfoundland and Labrador)And speaking of free miles, over on FFB we detailed how you can get 100 Free Copa ConnectMiles -.... More »
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Hamilton staycation bonus points - 2,500 bonus points for stays of 2 or more nights at The TownePlace Suites by Marriott, Hamilton Mar 19th

 Here's a nice little bonus offer to take a look at if you have been itching for a staycation in Southern Ontario.  Starting tomorrow and running through to June 4 you can earn 2,500 bonus Bonvoy points for a 2 night or longer stay at the new TownePlace Suites by Marriott, Hamilton. This o.... More »

Scientists discover 'new type' of killer whale with some strange hunting habits - MSN + MORE Mar 18th

Scientists discover 'new type' of killer whale with some strange hunting habits  MSNShark-bitten orcas in the Northeastern Pacific could be a new population of killer whale  Phys.orgUBC researchers discover possible new pod of orcas seen hunting sperm whales  Nanaimo Ne.... More »
April 29 Update: Hilton extends Double Points to end of August, United extends elite status match and Wyndham Visa Checkout bonusNews, Tips & Tricks We end the week and month off with no news for you, just bonuses! Hope you all have a great weekend! Posts since our last update: Earn Double Miles & More Miles on Brussels Airlines Toronto – Brussels flights Brussels Airlines started service between Toronto and Brussels on April 7th, just days after the attacks in Belgium’s largest…Hilton Hotels launches Double HHonors Points on all stays Worldwide from May 1 to Aug 31 What is essentially a continuation of their current systemwide global promotion, Hilton Hotels will be offering double points on…Book Three nights at The Venetian® and The Palazzo® Las Vegas and earn a Free Night at one of 5,000 IHG® hotels Here is a new offer from IHG to push you to stay at their premium locations in Las Vegas!… Travel Deals Air France is celebrating their 1st anniversary in Vancouver with some great fares to Paris. Prices start as low as $799 all in for spring or fall travel! Simply book by May 2…

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You can help your entrepreneurial spouse make sure their startup doesn’t jeopardize the family’s finances

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Will shopping for mortgage rates hurt our credit score?Sammu (left) and Mandy Dhaliwall (far right) (Photo by Jennifer Roberts)
In our April 2016 issue of MoneySense, we introduced you to Sammu and Mandy Dhaliwall, a young married couple with three kids from Brampton, Ont. They are trying to juggle RRSPs, TFSAs, paying down their $350,000 mortgage as well as their $90,000 home equity line of credit.  Throughout the year we’ll be giving them a financial challenge every four weeks to help them get their finances in tip top shape. Make sure to follow along! Let’s start.
Challenge No. 1
The Dhaliwalls’ first challenge was to go shopping for mortgage rates and find out what new rate and terms they’d be eligible for this July when their mortgage comes up for renewal. Most institutions offer a three-month interest rate guarantee. The couple was asked to check out RateSpy.com, a website that keeps track of mortgage rates offered by financial institutions, and then use this information as a bargaining chip with their own mortgage provider to potentially get a lower rate…

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Earn Double Miles & More Miles on Brussels Airlines Toronto - Brussels flightsBrussels Airlines started service between Toronto and Brussels on April 7th, just days after the attacks in Belgium’s largest city. Despite a slight delay in launch, originally slated for March 27th the new route is now operating 5 times weekly and to celebrate its launch Miles & More is offering Double Miles on the flight.Offer DetailsDouble Miles & More Miles when you fly on Brussels Airlines between Toronto and Brussels. Register online (Registration is required) Until Jun 30, 16Find many more Miles & More bonus offers here! Starwood Preferred Guest Credit Card from American Express• New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints® after you charge $500 in purchases to your Card in your first three months of Cardmembership.• Earn 1 Starpoint for every $1 in purchases charged to the Card• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year• Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world’s most desired hotels in nearly 100 countries• Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights• Experience once-in-a-lifetime events with SPG Moments• American Express Invites™ opens the door to great music, theatre, dining, film, fashion and shopping experiences…

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