How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Podcast Episode 92: Sobeys and Safeway move away from AIR MILES to join the Scene+ program + MORE Jun 17th
In this episode we are going to discuss the news that rocked the Canadian loyalty space in June 2022. That news is Empire Company Limited, who are better known for their grocery and drug stores like Sobeys, Safeway, Thrifty Foods and others becoming co-owners of the Scene+ program. This of cour.... More »
Debt collection in Canada: What collectors can and can’t do + MORE Dec 15th
When bills go unpaid, that’s when the calls from creditors can start. At home, at work, by phone or mail—they’ll reach out in every way they can to get you to pay.
Debt collectors are obligated to follow specific rules about how they make contact and what information they can request; h.... More »
Managing debt to build wealth Aug 21st
It’s an eyebrow-raising trend: non-mortgage delinquencies have reached levels not seen since 2009, according to a report by Equifax, one of the three largest consumer credit reporting agencies. Specifically, 1.4 million people in Canada have recently missed a credit payment.
But it’s no.... More »
The best streaming services in Canada: The value of each—plus a few free ones + MORE Jan 24th
You have endless options for streaming services in Canada. While choice can be a great thing, it can also cause confusion when it comes to the value of each service, since each differs greatly in terms of available movies and shows, subscription cost and the number of users that can access a single .... More »
Private Mortgage Lenders: How Private Mortgage Loans Work in Canada + MORE Mar 27th
For various reasons, not everyone can qualify for a mortgage through a conventional lender, such as a bank or credit union. Sometimes, the only option is to obtain financing through a private mortgage lender. But what is a private mortgage lender, and how do private mortgages work?
In this article, .... More »
Three months in and Scene+ doesn’t seem any closer to having a fix for their ongoing issues – time to start asking for compensation?
– RewardsCanada.ca
Over the last few days I have been posting about some of the new (and old) Scotiabank credit card offers which in their own right are pretty good offers. I’ve also received general emails from the Scene+ program heralding the benefits of these cards but I feel I need to address the elephant in the room. This is a topic many of you are still writing to me about and that topic is Scene+ still being a complete disaster nearly three months after the new combined program launched and of course that disaster is primarily for the credit card holders.We first wrote about some of the issues on December 16, just a few days after the new program launched and at that time Scotia said they would have the issues resolved by December 19 (Read about that here) Of course they weren’t resolved otherwise this post would not be happening. On December 22 we provided another update (Read that update here) pointing out more of the issues and that Scotia was now saying everything should be fixed by February…
New Amex Offers providing statement credits with lululemon, Lenovo and William Ashley
– RewardsCanada.ca
Three more Amex Offers came out this week in addition to the St. Louis Bar & Grill offer we mentioned yesterday. What is interesting is all three of these offers came on my Cobalt Card. and nothing on the Platinum Card. Typically it has been the latter card that gets all the offer with very few coming through on the Cobalt Card. Here’s the details of the three new offers:lululemonSpend at least $100 in qualifying purchases using your registered Card at https://shop.lululemon.com/ by 15/05/2022 and earn a one-time $20 statement credit. Registration cap applies. Terms apply. LenovoSpend at least $1,000 in qualifying purchases using your registered Card at www.lenovo.com/ca/en/amexregcard by 31/05/2022 and earn a one-time $100 statement credit. Registration cap applies. Terms apply.William AshleySpend at least $350 in qualifying purchases using your registered Card at participating William Ashley location(s) or at www.williamashley.com by 30/06/2022 and earn a one-time $50 statement credit…
Offer extended: 10% cash back for the first two months with Tangerine Mastercards
– RewardsCanada.ca
Originally set to end on February 28 the welcome offers on the ever popular Tangerine credit cards have been extended to the end of this month. Both the Tangerine Money-Back Credit Card and the Tangerine World Mastercard will award a 10% cash back welcome earn rate in the first two months for any new approved applications made by March 31, 2022. The 10% is capped on $1,000 of purchases for a total cash back reward of $100. After that 10% cap is hit or after 2 months the regular earn rate of up to 2% cash back kicks in. The Tangerine cards offer 2% back on categories that you get to choose yourself so you can maximize your earning on where you spend most. Both cards allow you to choose from two categories to earn that 2% cash back and you can add a third 2% category if you have your cash back rewards deposited into a Tangerine Savings Account. These are the categories of spending that you can choose from to earn your 2% cash back: The great thing about both of these cards is that they have no annual fees so you have no dilution of that welcome bonus! The World version provides extra benefits and insurance coverage but does have higher income requirements to be able to apply for it…
March 2 Update: WestJet to acquire Sunwing Vacations and Sunwing Airlines; Fly Aer Lingus from Toronto to Dublin for under $500 roundtrip
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! Big news out of WestJet today – they have announced they are acquiring Sunwing Vacations and Sunwing Airlines. If approved and the deal goes through WestJet will be creating a new tour operating business that will combine Sunwing Vacations and WestJet Vacations. On the airline side it almost reads that Sunwing Airlines will remain as a separate airline that operates under the WestJet group of companies. I could be wrong though. They state it will provide more affordable and competitive airfares and vacation packages however if history is any indicator that is rarely the case when an acquistion in the travel market takes place…
