Receive up to a 100% bonus when you buy Air Canada Aeroplan points + MORE Jan 7th

The TD® Aeroplan® Visa Infinite* Card is currently being offered with a welcome bonus of up to 40,000 Aeroplan points and no annual fee in the first year. This card is ranked as the best airline credit card and second best travel card overall  by Rewards Canada as it provides strong earn rates on everyday […]
The post TD® Aeroplan® Visa Infinite* Card: Earn up to 40,000 bonus points + 1st year free appeared first on Rewards Canada.

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

As of January 1, 2025, Canada’s criminal interest rate officially reduced to 35% annual percentage rate (APR), and payday loan costs are now capped at $14 per $100 borrowed. On the surface, these changes are meant to make borrowing more affordable. However, they could have unintended consequences. While the lower costs to borrow might reduce the financial strain for some, there’s a risk these changes could potentially leave vulnerable Canadians with fewer loan options and may push those in need toward even riskier, unregulated credit options.

Here’s what the new rules mean for borrowers and lenders, and a look at better solutions to take control of your financial situation.

What is APR?
Short for annual percentage rate, an APR is the amount you pay per year to borrow money. An APR includes the total interest, plus any additional fees, closing costs and required insurance. So, it more accurately reflects the cost of borrowing than interest alone. 

Read the full definition of APR in the MoneySense Glossary of finance and investing terms…

Air Canada Aeroplan has launched a new buy points promotion where members can receive up to a 100% bonus when buying points  by January 14, 2025. The promotion does appear to be one of the “mystery bonus” offers as the buy points landing page states up to an 85% bonus but once you log in […]
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Air Canada launched a new worldwide seat sale that includes bonus Aeroplan points for flights booked during the sale. The sale and registration period for the bonus points is on offer until January 9, 2025. If you don’t have any travel planned we still recommend registering for this offer right away just in case you […]
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