All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
BMO AIR MILES Mastercards offering up to 15,000 bonus miles (Biggest ever bonuses!) Sep 14th
If the offers we have seen over the past month from AIR MILES are any indication of the direction the program is heading under their new ownership – then watch out! The program has been doling out some very lucrative bonuses when earning miles with their partners, online shopping and their car.... More »
Binance Review: Does It Work for Canadians? + MORE Sep 3rd
What Is Binance?
Binance is the world’s largest crypto exchange and a leading blockchain ecosystem. More than 90 million users worldwide buy, trade, and store more than 350 crypto coins through Binance. But the platform has limitations that impact Canadian users, especially if you live in Ontario..... More »
Podcast Episode 80 - How to earn bonus miles and points on travel, shopping and credit cards + MORE Jun 8th
In this episode we look at all the steps is takes to earn those coveted bonus miles and points from promotions being offered from airlines, hotels, car rental companies and credit cards. From how to find the offers, to registering and how to chase after them if they don't post. This How .... More »
Making sense of the markets this week: June 2, 2024 + MORE May 31st
Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors.
RBC and National Bank continue to lead the pack
Canadian banks continue to prepare for worst-case scenarios with in.... More »
October 9 Update: Purchase Give A Mile's limited edition Pilsner to help fund flights of compassion, Amex Centurion Lounge in JFK now open & Turkish Airlines further delays Vancouver launch + MORE Oct 10th
Shout to our friends at Give A Mile who sent us their limited edition Reservoir Pigs Pilsner brewed by Calgary's Village Brewery. A portion of each sale of this beer goes to Give A Miles to help provide their flights of compassion. As you may or may not know we have been partnered with Gi.... More »
May 14 Update: Receive 50% more value on hotel vouchers for future travel to Australia/New Zealand, don’t use PayPal for Aeroplan’s eStore co-brand card promotion & more!
– RewardsCanada.ca
Think you might travel to Australia or New Zealand by 2022? There is a pretty amazing offer from Swiss Belhotel. For a limited time you can get 50% more value by buying vouchers for future stays at their New Zealand and Australia Hotels. That’s right – 50% more. Buy a $1,000 voucher and you’ll get $1,500 in value to use towards the room and most incidental costs. The vouchers are valid until September 1, 2022 and come in $100, $200, $500 and $1000 denominations before the bonus. Find out more here To ensure the most savings use a No Foreign Transaction fee credit card for the purchase!Redeemable at Swiss-Belsuites Victoria Park Auckland, Zest OK Auckland, Swiss-Belsuites Pounamu Queenstown, Swiss-Belresort Coronet Peak, The York Sydney, Swiss-Belhotel Brisbane. Voucher can be used for any payment (rooms, food, drinks, incidentals)One of our readers, Phil M, asked if the current promotion to earn 5x Aeroplan Miles on Aeroplan eStore purchases with an Aeroplan co-branded card requires the purchase to be made directly with the card or if a card connected to PayPal will work…Busting 7 Myths About Your Credit Score
– ratesupermarket.ca

Your credit score can affect your ability to get a credit card, personal loan, or low-interest mortgage. Everyone knows you should pay your bills on time to keep your credit score healthy. However, some aspects of credit scores can be confusing. Here, we’re busting seven common myths about your credit score.
1. Having a Good Job Boosts Your Credit Score
Common factors determining your credit score include credit usage, balances due, and length of credit history. Your occupation and income, however, don’t affect your credit score. While having steady income always looks good when meeting with a lender, it won’t change your credit score, which focuses on credit behaviour, not earning potential.
2. Spouses Have the Same Credit Score
Your credit score is in your name only—you don’t share a credit score with your spouse, children, or other family members. If a debt is in your name and you fail to pay on time, your credit score will be the one affected.
3. Each Person Has Only One Credit Score
TransUnion and Equifax are two trusted credit bureaus in Canada…
65% bonus for buying Aeroplan miles extended to May 15
– RewardsCanada.ca
Aeroplan’s first ever buy miles bonus offer has been extended to May 15. The tiered bonus offer that saw an amazing 115% and 90% bonus come and go within minutes last week is still a good proposition at the current lowest tier of 65%. The offer was slated to end yesterday but you are in luck if you missed out as you now have until tomorrow to get in on buying some miles. With a 65% bonus you are buying miles at 1.8 cents apiece plus tax. Not ideal for many economy class redemptions but it can provide significant savings when redeeming for business class or first class flights where you get well over 2 cents per mile in value.Learn more about and buy Aeroplan miles hereTD Aeroplan Visa Infinite CardShopping online from the U.S.? Check out these bonus offers from Alaska Airlines, American & United
– RewardsCanada.ca
Online shopping portals are more popular than ever thanks to the huge shift in shopping habits due to the current global situation. With more people shopping online than ever it is a little surprising that we even see any bonus offers for going through these online shopping portals but we are! The three latest offers come from U.S. airlines but are very much accessible to Canadians for those retailers that do ship up to Canada or for even more retailers if you ship to a U.S. address and then forward to Canada. Remember though all these retailers charge in US$ so you may want to utilize a No Foreign Transaction fee card like the HSBC World Elite Mastercard or Scotiabank Passport Visa Infinite Card to save on that 2.5% conversion fee that most other cards charge.The offers are almost the same from all three – you can earn bonuses of 500 to 2,020 miles in each program and the only real differences are a higher spend requirement with Alaska while American’s offer ends one day sooner than the other two…

