The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
Balance transfers from personal to business cards + MORE Apr 11th
Small-business owners should use a business credit card for all business expenses and can transfer a balance from a personal card to a business card to build credit, get perks.... More »
Ask for a lower APR; you just might get one + MORE Oct 12th
If your credit's in good standing, the odds of being granted a lower APR are in your favor.... More »
What Happens To Debt When You Get Married? Dec 14th
Many couples are getting married with a significant amount of debt. One or both partners might have student loans, credit card debt, a line of credit, an auto loan, or a mortgage. In 2014, Harris/Decima conducted a poll that showed two in five Canadian newlyweds enter their marriages with debt .... More »
Canadians have fewer credit cards but rising balances Aug 23rd
VANCOUVER (NEWS 1130) – More Canadians than ever have access to some form of credit, according to a new report from TransUnion.
More than 27 million consumers have access to some type of credit, which is just under 75 per cent of the country’s population and also a record.
.... More »
Final week! Earn up to 90,000 points on the Marriott Bonvoy™ Business American Express®* Card + MORE Apr 30th
American Express’ limited time increased welcome bonus offers on the Marriott Bonvoy™ American Express®* Card and the Marriott Bonvoy® Business American Express®* Card. In this post we’ll look at the offer for business card which offers up to 90,000 bonus Marriott Bonvoy points. The.... More »
Path to Canada may run through Jordan for 25000 Syrian refugees – The Globe and Mail
– news.google.ca
The Globe and MailPath to Canada may run through Jordan for 25000 Syrian refugeesThe Globe and MailThe Canadian government has approached Jordan about using the country's airport at Marka as the hub of the operation to resettle 25,000 Syrian refugees from their temporary homes around the Middle East to new lives in Canada. The Globe and Mail has …Toronto, Montreal to receive nearly two-thirds of first 10000 Syrian refugees …National PostOttawa gives UN $100 million for Syrian refugee reliefHamilton SpectatorWhere true credit lies in the Syrian refugee rescuePeterborough ExaminerCBC.caall 1,982 news articles »
How to Tackle High-Risk Debt
– ratesupermarket.ca
Stressed out about your debt? You’re not alone – high debt levels are becoming an unsustainable issue for more than a third of Canadians; a recent survey from Manulife finds respondents are increasingly covering daily costs by turning to credit cards, borrowing from family, and selling off assets.
What’s most alarming is the type of debt we’re relying on; the high-interest, high-risk variety that not only racks up big payments, but dings your credit score as well.
The good news: by managing your existing debt wisely, you can mitigate the damage to your score and set yourself on the path to debt payoff. Here’s a look at your options.
Also read: How I Ruined My Credit Score>
Target Your Revolving Debt
Revolving debt is the most common type of credit available: it’s an open-ended loan that never needs to be paid off in full in exchange for regular minimum payments and high interest charges – think credit cards, lines of credit, and HELOCs. They’re also the easiest form of debt to abuse; with no payoff date in sight, balances and interest charges can pile up beyond a borrower’s control…
Path to Canada may run through Jordan for 25000 Syrian refugees – The Globe and Mail
– news.google.ca
The Globe and MailPath to Canada may run through Jordan for 25000 Syrian refugeesThe Globe and MailThe Canadian government has approached Jordan about using the country's airport at Marka as the hub of the operation to resettle 25,000 Syrian refugees from their temporary homes around the Middle East to new lives in Canada. The Globe and Mail has …Toronto, Montreal to receive nearly two-thirds of first 10000 Syrian refugees …National PostOttawa gives UN $100 million for Syrian refugee reliefHamilton SpectatorWhere true credit lies in the Syrian refugee rescuePeterborough ExaminerCBC.caall 1,982 news articles »
Chase has let us know about a small positive change to their Marriott Premier Visa Card. The 1 Free Night at a Category 1 – 4 location upon card approval now comes with a 12 month expiration rule instead of the previous 6 month rule. This is the same for the anniversary bonus free night Category 1-5 offer. Marriott Rewards Premier Visa Card 30,000 Bonus Rewards Points when you apply for and receive the Premier card. Points are awarded after your first purchase. Annual Fee: $120 (waived in the first year) Supplementary cards: free 30,000 Marriott Rewards Points sign up bonus after your first purchase 1 Free Night at a Category 1 – 4 location upon card approval 5 Marriott Rewards points per $ spent at Marriott locations 2 Marriott Rewards points per $ spent on Airline Tickets, Car Rental agencies and restaurants 1 Marriott Rewards point on all other spending 15 Night credit towards elite status, which translates to automatic Silver status Anniversary bonus of 1 free night at a Category 1 – 5 location Apply online…November 26 Update: Hilton HHonors status match, Amex Amazon $10 credit offer, WestJet leases 767 for Hawaii service
– RewardsCanada.ca
Even though it’s Thanksgiving in the U.S. there is still lots of news to bring you today! News, Tips & Tricks If you hold Elite status with a hotel program other than Hilton HHonors you can get that status matched by Hilton. (Source FlyerTalk) “We’ve been receiving a number of requests and yes, we do match status from other programs and we’d love to be your travel home. We are matching status for 2016. To make sure you’re all set for the year, please submit your request by January 11, 2016. You’ll enjoy that status through March 2017.All you need is something that shows your elite tier in another program and an HHonors number.Email us at HHonorMyStatus@hilton.com and we’ll help get you started.” Check your email for a great offer from American Express. They’ll give you a $10 statement credit if you spend $10 or more at Amazon.ca. This means you could potentially get something small completely free! For example, order a $10 eGift Card! This is a targeted offer so we won’t provide a link, just check your email as that’s where we got it! Air Canada is offering a 10% off flights code if you buy $500 or more of Air Canada Gift Cards by Dec 1…
