How to go about securing the best rate and plan for your credit card in Canada.
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How to find room to save in 2026—even with tight budgets Jan 10th
Saving more in 2026 is a common new year’s resolution, but with budgets tight and inflation driving the cost of groceries and everyday necessities higher, it’s easier said than done. Financial planning experts say it takes a careful review of where you’re spending to find ways to s.... More »
Bacteria could survive a journey between the Earth and Mars, ISS study shows - CNET + MORE Aug 26th
Bacteria could survive a journey between the Earth and Mars, ISS study shows CNETCould life have started on Mars before coming to Earth? Possibly, new study suggests CBC.caBacteria from Earth can survive in space and could endure the trip to Mars, according to new study &n.... More »
March 25 Update: Video - Exciting new hotels opening in Canada in 2021, WestJet resuming flights to Atlantic Canada & Quebec City and 500 free Singapore Airlines KrisFlyer Miles + MORE Mar 26th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. The latest Rewards Canada Podcast that covers new hotel openings in Canada from Hilton, Hyatt, IHG & Marriott is now in video format o.... More »
New welcome offer for the CIBC Aventura® Visa Infinite* Card - Earn up to 35,000 Aventura Points with first year annual fee rebate† + MORE Feb 9th
At the start of February CIBC launched new offers on many of their rewards credit cards. One of those was earning up to 35,000 Aventura Points on their premium travel card, the CIBC Aventura® Visa Infinite* Card†. That offer also includes a first year annual fee rebate for the primary cardh.... More »
Insufficient funds: Fighting the scourge of fraud through credit and debit cards + MORE Mar 9th
Cybersecurity expert Tom Keenan’s rationale for recommending consumers use credit cards over debit cards has nothing to do with any technological advantage.
It’s now standard in Canada for both type of cards to use chip and PIN to authenticate transactions, a widely-adopted global securi.... More »
Scotiabank SCENE Visa Card sign up bonus increased to 4,000 points
– RewardsCanada.ca
An offer we saw last year has returned. The increased sign up bonus of 4,000 points for the Scotiabank SCENE Visa Card is back! The sign up bonus is good for four regular priced movies at Cineplex theatres across Canada or $40 off purchases at places like Sport Chek, Cara group of Restaurants and more! Find out more about this offer or apply for the card here.• 4,000 bonus SCENE points – that’s four free movies. • Earn one SCENE point for every dollar you spend • Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards • No annual fee • 20% AVIS rental card discount Apply Online Poll: 4 in 10 co-signers lose money
– creditcards.com
Helping out a credit-challenged friend or family member by co-signing can cause lasting damage to credit and relationships
Scotiabank Scene Visa Card Review
– canadianfinanceblog.com
Do you like movies?If you like movies, the Scotiabank Scene Visa card might be just the credit card for you. You can earn points for free movies and other entertainment, just by spending on what you already love.
Scotiabank Scene Visa Review: Rewards Program
In order to take full advantage of this credit card program, you need to be a member of the Scene program, which allows you to earn points at Cineplex Entertainment theatres. Membership is free, offering you the chance to earn free movies. Some of the ways to earn points include:
Sign up bonus of 250 Scene points.
Every time you see a movie, you receive 100 points.
You can receive 10% off movie snacks all the time.
You can get a free movie when you reach 1,000.
But that’s just for the regular Scene program. The Scotiabank Scene Visa card rewards program provides you with a way to supercharge your ability to gain points. The Scene credit card offers the following points:
One Scene point for each $1 you spend on your credit card…
Can an RDSP be seized by a creditor?
– moneysense.ca
Q: My adult daughter has a Registered Disability Savings Plan. But she has a bad credit record and there are still a few creditors out there who haven’t been settled with. Do you know if an RDSP can be seized by a creditor?
— Stressed in Sarnia, Ont.
A: Sorry to break it to you, but there is no specific creditor-proofing for RDSPs. “It’s something the feds have identified but I haven’t heard of any actual policy proposals,” says Joel Crocker of the Planned Lifetime Advocacy Network. That being said, your daughter isn’t necessarily bereft of options to protect her savings. “One way to get creditor protection may be to purchase segregated funds in your RDSP, as these are considered insurance products and are exempt from creditor claims,” says Toronto fee-only planner Jason Heath. Keep in mind, however, that you also pay higher annual operating expenses for these types of funds, which can lower your investment returns.
The post Can an RDSP be seized by a creditor? appeared first on MoneySense.
— Stressed in Sarnia, Ont.
A: Sorry to break it to you, but there is no specific creditor-proofing for RDSPs. “It’s something the feds have identified but I haven’t heard of any actual policy proposals,” says Joel Crocker of the Planned Lifetime Advocacy Network. That being said, your daughter isn’t necessarily bereft of options to protect her savings. “One way to get creditor protection may be to purchase segregated funds in your RDSP, as these are considered insurance products and are exempt from creditor claims,” says Toronto fee-only planner Jason Heath. Keep in mind, however, that you also pay higher annual operating expenses for these types of funds, which can lower your investment returns.
The post Can an RDSP be seized by a creditor? appeared first on MoneySense.
Plan carefully before opening multiple small-business credit cards
– creditcards.com
Multiple business cards may help your credit score and increase your rewards-earning potential, but first consider how you will manage them
