There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
BMO Rewards World Elite Mastercard first year fee waiver returns with 35,000 point sign up bonus + MORE Oct 2nd
We mentioned in our last podcast that we should expect some better credit card offers to come out in October and they are coming! The first is one that people always look forward to. Sure its for a card the in general gets mixed reviews but to get $250 in travel and four lounge access passes for no .... More »
The delinquent car payment that led to the repossession will stay on your credit report for seven years. However, there are ways to help your score recover in the meantime..... More »
There have been huge changes to the credit scoring landscape in the past 15 years, and the average credit score is now at an all-time high. But I worry it's that way not because Americans are more creditworthy..... More »
There is no scoring bonus for making a one-year milestone of on-time payments. However, if all other factors that go into creating a credit score are positive, you should expect your score to reflect this..... More »
For the first time, a FICO credit score will take into account how much money you have in the bank, instead of your credit history..... More »
If you regularly shop where President’s Choice products are sold or make a lot of purchases at Shoppers Drug Mart or PharmaprixMD, you’ll likely be interested in the PC Financial® World Mastercard®. With the card, you can earn PC Optimum points at an accelerated rate, which means more points in your pocket. Best of all, the card only requires a personal income of $60,000 or household income of $100,000 for you to qualify, in addition to credit approval.
If your personal income is $80,000 or you have a household income of $150,000, you’ll likely automatically qualify for the PC Financial® World Elite Mastercard® instead. But if your personal income or household income falls below the threshold of $60,000 and $100,000, don’t worry, as you may still qualify for the PC Financial® Mastercard® which also earns you bonus PC Optimum points.
Like the other two Mastercards under the PCF roster, the PC Financial® World Mastercard® has no annual fee and carries the standard interest rate of 19…
If you buy a low-cost flight through an online travel agency, you might be charged a fee for paying with credit card — even if the agency claims to have no “hidden” fees.
If you do your grocery shopping where President’s Choice products are sold and frequent Shoppers Drug Mart or PharmaprixMD, you’ll want to pay close attention to the President’s Choice Financial® World Elite Mastercard®. The card allows you to earn PC Optimum points which can then be put towards any purchases made at participating stores such as Loblaws, Real Canadian Superstore, Joe Fresh, Shoppers Drug Mart and more. When you factor in the targeted offers and bonus points available in store, this card is a winner! Earning rewards towards food, cosmetics, cellphones, and merchandise has never been so easy.
A minimum annual personal income of $80,000 or household income of $150,000 is required for the PC Financial® World Elite Mastercard®. If you don’t meet the minimum income requirement, you’ll still be considered for the PC Financial® World Mastercard® or the PC Financial® Mastercard®.
Like the other two Mastercards under the PCF roster, the PC Financial® World Elite Mastercard® has no annual fee and carries the standard interest rate of 19…
Full-time RVers can save money as they wander across the country by choosing the right credit card, budgeting wisely and leveraging loyalty programs and coupons.
Almost half of consumers who switched credit cards were looking for better rewards program, survey shows
Canadian consumers are increasingly looking for better rewards programs when it comes to choosing a credit card, according to a new study that shows that nearly half of the people that switched cards in the past year did so for a better plan.