September 20 Update: 9% cash back returns on TD Cash Back Visa Infiinte, great bonus for flying on Lufthansa, Swiss or Austrian + more! + MORE Sep 20th

How to go about securing the best rate and plan for your credit card in Canada.
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Receive 20% points back on Aeroplan hotel bookings Jun 17th

Air Canada Aeroplan has brought back a “points back” promotion for booking hotel stays with your Aeroplan points. Members receive 20% Aeroplan points back when registering for this offer and redeeming for eligible stays booked via Air Canada. Just like the other versions of this promotion, this .... More »
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July 15 Update: You can no longer earn AIR MILES on lottery purchases at Shell, 20,000 bonus Be Well points for beauty products at Rexall and more! Jul 16th

Long time Rewards Canada reader Harry B. pointed out to us that the new Shell Go+ AIR MILES initiative that we detailed on Monday had one negative change which of course isn't pointed out in the marketing of the partnership. It appears that you can no longer earn AIR MILES on lottery purchases at .... More »
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July 15 Update: The soon to re-open Park Hyatt Toronto jumps to Category 6 from Category 4 & free Hertz Gold Plus Rewards Five Star elite status + MORE Jul 15th

Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more.  Much like last week's update on new Marriott Hotels in Canada we have a mid-year update on new Hyatt Hotels in Canada. We now know the P.... More »
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Will credit card debt affect my mortgage application? + MORE Mar 25th

If you’re shopping around for a mortgage, you probably already know that lenders ask for a ton of financial information before determining how much you can borrow. That list includes your household income and how much you owe—including credit card debt, car payments and unsecured personal loans..... More »

TD® Aeroplan® Visa Infinite* Card: Earn up to 40,000 bonus points + 1st year free + MORE Jun 24th

The TD® Aeroplan® Visa Infinite* Card is currently being offered with a welcome bonus of up to 40,000 Aeroplan points and no annual fee in the first year. This card is ranked as the best airline credit card and second best travel card overall  by Rewards Canada as it provides strong earn rates on.... More »
September 20 Update: 9% cash back returns on TD Cash Back Visa Infiinte, great bonus for flying on Lufthansa, Swiss or Austrian + more!The TD Cash Back Visa Infinite Card is once again offering 9% cash back on gas, grocery and recurring bill payments for the first 3 months up to a total spend of $3,500 in the first three months of having the card. If you reach that spend it is the equivalent of getting a $210 bonus on the card. The only difference with the offer this time versus the previous version is that the card’s annual fee is not waived in the first year like we previously saw. This offer is good for applications completed by December 3. Find out more here If you are thinking of or needing to fly to Europe in November or December check out this bonus offer from Miles & More! It awards up to 21 bonus Miles & More miles per Euro spent on airfare for travel on Lufthansa, Swiss, Austrian or Eurowings.The normal earn rate is 4 miles per Euro (upped to 5 or 6 if you have Elite status) and this offer boosts the earn 25 miles per Euro spent! Buy a ticket worth 1000 EUR before taxes and fees and you have 25,000 miles! Austrian, Swiss and Lufthansa all fly from Canada so be sure to check them out to see if this offer makes sense for you…

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Settling a debt for less than you agreed to pay can damage your credit score for years. And a construction loan generally has more stringent requirements than a standard mortgage.

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