Offer Extended: Earn up to 60,000 Bonus Avios with the RBC British Airways Visa Infinite Card + save 10% on all BA flights + MORE Mar 4th
250 Free Aeroplan Miles for sharing your Aeroplan Travel Story + MORE Dec 13th
Vancity introduces new Visa Infinite and Visa Infinite Privilege Cards with decent earn rates, lounge access and more + MORE Sep 19th
July 21 Update: Canalta Rewards adds elite tiers with more benefits, JetBlue TrueBlue added to Rewards Canada & 2,500 free Qatar Airways Qmiles Jul 21st
Astronomers Catch Supermassive Black Holes On Verge Of Merger - Forbes + MORE Feb 25th
Financial Resolutions 2014: 4 New Ways You Should Manage Your Money
– ratesupermarket.ca

While everyone else is making resolutions to eat less and exercise more, why don’t you focus some energy on getting your finances into shape? Here are some financial resolutions 2014 worth sticking to, and tips to how to end the year with more money in the bank than you started with.
Resulotion 1: I’ll Track Spending, Then Set A Budget
The best way to ensure you have more money in the bank at the end of the month is to spend less of it. You should set a budget for yourself and stick to it.
The first step in setting a budget is to track your current spending. Pull out a few months’ worth of recent bank statements, credit card bills, and your utility bills to start with.
Using a program such as Excel, set up columns for the various things you spend money on. The more specific you are, the easier it will be to spot areas to cut back on later:
•Rent/mortgage
•Household utilities (itemize each one separately)
•Cellphone bill
•Public transit
•Taxis
•Gasoline
•Auto repairs and maintenance
•Groceries
•Restaurant meals
•Takeout coffee
•Bar tab
•Clothing
•Books and magazines
•Concerts and movies
In short, if you spend money on something, create a column for it…
Target says it’s working with Justice Dept. on investigation into credit card breach
– canadianbusiness.com
The investigation comes after Target revealed last week that data connected to about 40 million credit and debit card accounts were stolen between Nov. 27 and Dec. 15. Security experts say it’s the second-largest theft of card accounts in U.S. history, surpassed only by a scam that began in 2005 involving retailer TJX Cos. That affected at least 45.7 million card users.
The Department of Justice declined to comment on whether it’s investigating the breach at Target, the nation’s second-largest discounter. But Target said that it’s co-operating with the DOJ’s probe.
The news came as Target also said that it is working with the U.S. Secret Service in the retailer’s own investigation and that its general counsel held a conference call on Monday with state attorneys general to bring them up to date on the breach…
Business Highlights
– canadianbusiness.com
Target steps up breach investigation with Justice
NEW YORK (AP) — Target Corp. said the Department of Justice is investigating the security breach at the retailer that’s being called the second largest such incident in U.S. history.
The DOJ declined to comment on whether it’s investigating Target, the nation’s second largest discounter.
Target also said that it’s teaming up with the U.S. Secret Service in its own investigation. Target said the Secret Service has asked the company not to share many of the details of the probe.
Target said earlier this week that data connected to about 40 million credit and debit card accounts was stolen in a period that began over the Thanksgiving weekend.
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US consumer spending rose 0.5 per cent in November
WASHINGTON (AP) — Americans increased their spending in November by the most in five months, and their income edged up modestly.
Consumer spending rose 0.5 per cent from October, when spending had risen 0.4 per cent, the Commerce Department said Monday…
Are You A VIP? 3 Top Holiday Credit Card Perks
– ratesupermarket.ca

Points, miles, cash back – the right credit card should be the gift that keeps on giving year-round. But the holidays are a time when some lenders really pull out the stops for the ultimate in cardholder perks. From luxurious lounges to cash prizes, it’s worth checking to see if you’re in for some extra special rewards this year.
We’ve rounded up the best holiday credit card perks of 2013. Does your plastic make you a VIP?
The RBC #AvionVIP Holiday Boutique
The malls may be decked out in their festive best – but holiday shopping isn’t always jolly. Crowds, high prices and scant supply are enough to frazzle even the most seasoned shopper, especially as we enter last minute territory.
That’s why walking through the doors of one of the #AvionVIP Holiday Boutiques is truly an “ahhhh” moment. The luxurious, soundproofed enclosure immediately quiets shopping centre din, and plush lounge chairs await the weariest of shoppers.
Open to all RBC Avion cardholders (and new signups at the door), the Boutiques also offer a latte bar, coat check, gift wrapping, and concierge services (not to mention live piano performances!)…


