The best GIC rates in Canada for 2025 + MORE Nov 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?

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The best GIC rates in Canada for 2025

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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The best rewards credit cards in Canada for 2025

– moneysense.ca

With the right rewards credit card, you can earn points to put towards cash back, travel, financial products, merchandise, gift cards, and even charitable donations. The key to finding the best rewards card is to select one that matches your spending habits and your reward goals.

Below, we highlight our favourite cash back, travel, airline, and hotel rewards cards to help you get a jump start on finding the best-fitting card for you.

The best rewards credit cards in Canada

We’ve selected top cards across the cash back and travel rewards categories:

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Gold: Best for cash back rewards

CIBC Dividend Visa Infinite Card

Earn up to 5 MR points per $1 spent and transfer them to partner loyalty programs…

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