The best GIC rates in Canada for 2026 + MORE Mar 17th

How to go about securing the best rate and plan for your credit card in Canada.

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Newly employed? Know your tax deductions Jul 24th

Convocations and graduation ceremonies are over and new employment contracts are in place. Now, it’s time to understand the tax consequences—especially when take-home pay is a lot smaller than expected. Most new employees can benefit from an onboarding process that includes information about .... More »

Do you need market-neutral ETFs in your portfolio? Apr 23rd

In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »

The best GIC rates in Canada for 2026 May 11th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

How international students can build credit in Canada Jul 16th

Moving to Canada as an international student comes with a long financial to-do list, and building credit is one of the most important items on it. Your credit history from home typically doesn’t transfer, which means you may need to start from scratch when applying for a credit card, phone plan, a.... More »

3 affordable South American destinations to stretch your travel dollar Jul 19th

With some Canadians skipping the United States in favour of destinations further afield, countries like Peru, Bolivia, and Argentina are attracting more attention. Bolivia is the cheapest of the three, although travellers from Canada will find all of them relatively affordable. 5 ways to stay on .... More »

The best GIC rates in Canada for 2026

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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AI-driven scams target borrowers: How to spot fraudulent lenders

– moneysense.ca

If you feel like scams are becoming more specialized and prevalent, you’re in good company. It’s easier than ever for scamsters to create scams that are believable—especially with advancements in AI technology.

Fraudulent lenders are among the most common targets, using fake loan offers to prey on borrowers looking for fast approval or low-interest deals.We spoke with Ardalan Shojaei, Chief Credit and Risk Officer of Fig, about the recent fraud trends study. We also learned about how to spot scams and what to do if you suspect you’ve been targeted or even been the victim of fraud. Even though March is designated as fraud prevention month, the following tips and advice can help you protect your finances throughout the year—especially if you’re looking for a loan.

AI and fraud trends

AI has swiftly become a part of everyday life, and as AI tools become more sophisticated, it’s having a larger impact on fraud. The TD survey found that 75% of Canadians felt that AI advancements made them more vulnerable to financial fraud, and 85% were more concerned about fraud than they were five years ago…

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