Use free card services to monitor your credit in wake of Equifax breach + MORE Oct 5th

How to go about securing the best rate and plan for your credit card in Canada.
Latest News
 amex

April 19 Update: Bearskin Airlines leaving Aeroplan, Flair Airlines expanding domestic service, lots of new bonuses + MORE Apr 19th

In what can be seen as another hit to Aeroplan, albeit a small one, as of June 30 Bearskin Airlines will no longer participate in the programs. Full details Flair Airlines is expanding their ultra low cost service with 9 more routes this summer across Canada. Flair does not have a frequent flyer p.... More »
 credit card rates

Q&A: How cardholder behavior can impact your credit + MORE Nov 9th

Lesser-known 'behavior scores' consider unique aspects of your credit card behavior, and may affect the kinds of offers you get, but only from your existing card issuer..... More »
 mastercard

30% Bonus Aeroplan Miles when you convert hotel loyalty program points to Aeroplan until December 11 + MORE Nov 6th

We see the return of another Aeroplan conversion bonus! Last seen this past summer, the hotel only transfer bonus is back but this time it's a flat 30% bonus miles instead of the flat 35% seen in the previous version. You have the make sure that you transfer enough hotel points to earn 5,000 Aerop.... More »
 card points

How to avoid credit card sign-up bonus bait and switch + MORE Jun 16th

Just because a card company invites you to apply for a card and approves your application does not necessarily mean it will give you the sign-up bonus that comes with the offer..... More »
 mc

Personal Loan Vs. Line of Credit: Which Should I Get? + MORE Dec 23rd

In today’s ever-evolving market of loan products, it can sometimes feel like there are too many options to choose from – and each with its own complex fine print. Obtaining a line of credit or personal loan from a bank or lender has been a common way for Canadian consumers to get a cash injecti.... More »
October 5 Update: You can now buy WestJet Gift Cards, 200 bonus Aeroplan Miles on your 1st Esso fuel purchase & more!WestJet has jumped into the gift card game! You can now purchase WestJet Gift Cards to give to your friends or family or use yourself for WestJet flights. The cards come in both Plastic Gift Cards and eGift Cards. You can learn more about and purchase the cards here. Start at $25 CAD up to $2,000 CAD per card Are purchased through a secured transaction Can be combined with a credit card when redeeming for a flight purchase Are redeemable on westJet.com or through travel agentsWe’ve added another new airline partner to our book travel page! You can now book Brussels Airlines via the page for their flights between Toronto and Brussels and beyond! Posts since our last update: Top 5 Credit Card Sign Up offers for October Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of October! This is not…Hotel Review: The Ritz-Carlton Rancho Mirage A mid August stay in the Palm Springs area is not for everyone. I believe only one day of…Travel Deals Lufthansa has launched a Thanksgiving sale with flights departing from Canada to Europe from as low as $788…

Continue Reading On RewardsCanada.ca »

For credit scoring purposes we remain single perpetually, but couples can boost each other’s credit by adding each other as authorized users to accounts in good standing

Continue Reading On creditcards.com »

Canadians rattled by the massive Equifax data breach may turn to credit monitoring and anti-identify theft services for peace of mind, but in most cases they’ll be paying more for what is presently available for little or no cost, according to experts.
Consumers can already contact the two main credit bureaus, Equifax and TransUnion, by mail, fax or telephone to receive a physical copy of their credit report, or access it online, usually for a fee. The Financial Consumer Agency of Canada recommends requesting from one bureau, then waiting six months before ordering from the other.
READ: Equifax revises number of Canadians affected by hack
It also warns that fraudsters may offer free credit scores in an attempt to share your personal information —adding to the complexity of the existing web of credit monitoring services.
However, amid an increasing number of high-profile cyberattacks in recent years, Equifax, TransUnion and some Canadian banks and fintechs have introduced identity theft protection and credit monitoring services…

Continue Reading On moneysense.ca »

Hotel Review: The Ritz-Carlton Rancho MirageA mid August stay in the Palm Springs area is not for everyone. I believe only one day of our trip was below 40C and that day was 39. The highest we got on our trip was 47C. It’s because of these temps that the Palm Springs area has its low season during the summer and that means you can get hotels that normally run $500 or more per night during the winter season for much less than that. Such was the case with our trip to Palm Springs this past August where we averaged about $250 per night for a hotel that when I checked today for February stays is close to $600 per night. We’ve gone to the California desert a few times and on this trip we wanted to try somewhere new. After some searching we decided on The Ritz-Carlton Rancho Mirage  a relatively new hotel to the area that was built in 2014 and I ended up booking it for us via the Fine Hotels and Resorts benefit that comes with The Platinum Card from  American Express. The price via FHR was slightly higher than booking directly with Marriott/Ritz however when you take into account the FHR benefits of a $100 food and beverage credit plus daily breakfast for 2 which they simply deducted $70 from the hotel bill each time we ate on site and the rate ended up being cheaper than booking direct…

Continue Reading On RewardsCanada.ca »

With recent data breaches at Equifax and elsewhere, card issuers offer options that can help guard against errors and fraud

Continue Reading On creditcards.com »

Share

PinIt
Compare insurance quotes through Kanetix.ca - save time and money!