Before You Sail Off: Independent vs Cruise Line Insurance for Protecting Your Trip Jun 20th

There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
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Health insurance in Canada: A primer for students and recent grads Oct 27th

Whether you’re getting an eye exam, having your routine dental cleaning or a prescription filled, you’ve probably been asked if you have health insurance to cover a portion of the costs. Without it, you’ll be required to pay out of pocket for any costs that are not covered by your provincial o.... More »

Term vs. whole life insurance: Which type of policy is best? Jul 2nd

Term or whole life insurance? That is the question. But we have two more questions: What is the difference between these two types of policy? And which one is best for your needs?  Generally speaking, term life insurance is best for those seeking a low-cost, short-term solution. Whole life insuran.... More »

TFSA contribution room calculator Nov 20th

Find out your current tax-free savings account (TFSA) contribution limit by using this calculator. TFSA is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like exchange-traded funds .... More »

Life insurance for kids: Do you really need it? Jul 23rd

Buying life insurance for kids is probably the last thing on your mind when you’re in the throes of diaper changes and round-the-clock feedings. But the early stages of parenthood don’t last forever—and it’s never too early to start planning for your little one’s (or ones’) future. W.... More »

What is tenant insurance? Oct 3rd

Tenant insurance, also known as renter’s insurance, is one of the costs of adulting that seems to have no payback. But the reality is that you likely can’t afford not to have tenant insurance. The cost of a policy (which can range from $15 to $30 a month) is a small price to pay when you conside.... More »
Before You Sail Off: Independent vs Cruise Line Insurance for Protecting Your Trip
Booking a cruise comes with a few crucial decisions. How long you want to be at sea, which ports you’d like to visit, whether you’d like an adventure-filled experience or you simply want to relax in the sun; these are a few of the choices you’ll make as you design your trip.
While it’s not as exciting to work through decisions about insuring your cruise experience, it’s just as important to the overall quality of your excursion. The cruise line offers travel insurance and it may seem like purchasing coverage through them is the easiest way to check this item off your vacation to-do list.  But it’s a good idea to shop around and compare rates and options for independent travel insurance as well, before you commit.
Understand what’s included
Be sure to read the fine print carefully before making your final decision. In many cases, trip insurance offered by a cruise line is actually a cancellation waiver. These provide an advantage to the cruise line by restricting trip cancellation reasons to those specifically covered…

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