Before You Sail Off: Independent vs Cruise Line Insurance for Protecting Your Trip Jun 20th

There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
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CitiBank Cuts Travel Insurance On Credit Cards Jul 6th

Canadians with Citibank cards may enjoy the benefits that come with it, including travel and insurance perks. But as of September 22, 2019, Citibank has announced it is slashing those benefits – particularly the ones associated with travel. The benefits that will no longer be honored are worldwid.... More »
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Do You Need to Insure a Car, Motorcycle, or RV That’s Sitting in Storage? Jul 14th

Everyone thinks about car insurance in terms of road liability. There are hefty fines for driving without insurance, and you should always have coverage in case of a collision. But what about those seasonal vehicles or classic cars you don’t drive? As it turns out, there’s good reason t.... More »
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Does a Higher Home Insurance Deductible Mean More Savings? + MORE Jun 28th

Home insurance can sometimes be tricky. You know you need a home insurance policy, but how do you find the right deductible amount? On the one hand, you want low monthly payments. On the other, you don’t want a high payment to make if something happens and you have to file a claim. But, what’s .... More »
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Insurance Fraud: The Leading Cause of High Insurance Premiums for Canadians Jul 2nd

An ever-present, growing problem in the Canadian insurance industry is fraud. What some view as a “victimless crime” can affect thousands of insured Canadians. Insurance fraud can be well planned with a network of perpetrators working in tandem, or committed by a single person in a moment of du.... More »

Creating a will is the “adulting” milestone you need to hit this year Jul 18th

When it comes to self-improvement, most of us have a hard time with follow-through—and whether you stuck to your Keto diet or not, there are likely items on your financial to-do list that just never get crossed off. One of the easy actions to delay is creating a will. After all, no one wants to th.... More »
Before You Sail Off: Independent vs Cruise Line Insurance for Protecting Your Trip
Booking a cruise comes with a few crucial decisions. How long you want to be at sea, which ports you’d like to visit, whether you’d like an adventure-filled experience or you simply want to relax in the sun; these are a few of the choices you’ll make as you design your trip.
While it’s not as exciting to work through decisions about insuring your cruise experience, it’s just as important to the overall quality of your excursion. The cruise line offers travel insurance and it may seem like purchasing coverage through them is the easiest way to check this item off your vacation to-do list.  But it’s a good idea to shop around and compare rates and options for independent travel insurance as well, before you commit.
Understand what’s included
Be sure to read the fine print carefully before making your final decision. In many cases, trip insurance offered by a cruise line is actually a cancellation waiver. These provide an advantage to the cruise line by restricting trip cancellation reasons to those specifically covered…

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