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Fire insurance claims: When to tell your home insurance provider + MORE Sep 12th
“You don’t have to file a home insurance claim if you have a house fire,” is not something you would expect to hear from insurance experts. But in the wake of the increasing fire-related fatality numbers from the Ontario Fire Marshal, we couldn’t help but ask.
First, the numbers. Between Jan.... More »
MoneySense Toolkit: The CMHC mortgage insurance calculator Jan 15th
CMHC insurance calculator
If you want to buy a home and have a down payment of less than 20% of the purchase price, you’ll need to purchase mortgage default insurance, often referred to as CMHC insurance or simply mortgage loan insurance.
You’re 2 minutes away from getting the be.... More »
As a Young Adult, These Are The Top 3 Financial Lessons I Learned in 2018 Jan 3rd
Growing up, I thought I always had a knack for being financially responsible. My parents constantly lectured me about the importance of spending within my means and saving from a young age, so I would be careful not to spend too much while out with friends, and would throw a few dollars in my savin.... More »
Meet the Advisors Who Are Expanding Wealth and Enhancing Legacy Planning + MORE Jun 16th
Established families and business leaders trust the boutique wealth advisory firm to multiply wealth and maximize estate value. Leveraging innovative and sophisticated financial strategies, they’re creating monumental financial impact.
Movsessian and Kachani speak about establishing the f.... More »
TD First Class Travel Visa Infinite Card review: Should you sign up for this travel rewards card? Jan 11th
The TD First Class Travel Visa Infinite isn’t necessarily the first TD travel card you think of, given TD’s deep relationship with Air Canada and Aeroplan—but it’s worth considering for its flexible redemption program and partnership with Expedia. You can use the Expedia For TD online portal.... More »
Feds post deficit of $8.4B through first 10 months of ’17 18: estimate
– canadianbusiness.com
OTTAWA _ A preliminary analysis of the federal books says the government ran a budgetary deficit of $8.4 billion through the first 10 months of the fiscal year, compared with a shortfall of $12.8 billion for the same period last year.
The Finance Department’s latest monthly fiscal monitor shows overall revenues were up $11.6 billion, or 4.9 per cent, compared with the same period last year, thanks to an increase in tax revenues that was only partially offset by a decline in incoming employment insurance premiums.
The government’s recent budget predicted a shortfall in 2017-18 of $19.4 billion, which is $1 billion more than the deficit projection in its fall fiscal update.
The fiscal monitor says program spending rose $7.4 billion, or 3.2 per cent, compared with the same 10-month stretch last year, due to increases in major transfers to individuals, other levels of government and direct program expenses.
The report says direct program expenses were up $2.8 billion, or 2.8 per cent, largely because of operational and personnel costs at National Defence…
The Finance Department’s latest monthly fiscal monitor shows overall revenues were up $11.6 billion, or 4.9 per cent, compared with the same period last year, thanks to an increase in tax revenues that was only partially offset by a decline in incoming employment insurance premiums.
The government’s recent budget predicted a shortfall in 2017-18 of $19.4 billion, which is $1 billion more than the deficit projection in its fall fiscal update.
The fiscal monitor says program spending rose $7.4 billion, or 3.2 per cent, compared with the same 10-month stretch last year, due to increases in major transfers to individuals, other levels of government and direct program expenses.
The report says direct program expenses were up $2.8 billion, or 2.8 per cent, largely because of operational and personnel costs at National Defence…
Wedding insurance can cover unforseen problems, but not a runaway bride
– canadianbusiness.com
TORONTO _ With just four weeks until she was set to walk down the aisle, Ashleigh Post learned the celebration she and her fiance had planned at an Ontario waterfront restaurant had to be moved elsewhere after the venue’s lease was suddenly terminated.
It was peak wedding season last July when she started calling venues in and around Hamilton to find any that could accommodate 100 people and a ceremony on little notice, but many venues are often booked up more than a year in advance.
“We ended up having to pay a lot more than we expected,” said Post, who was able to shift her wedding to another restaurant in the city and keep her wedding date.
“Because we lost the venue so close to the wedding, we had to take what we could, and that cost us.”
Post estimates the debacle cost the couple an extra $15,000.
The last thing a couple wants to think about when planning their big day are major mishaps, but they do occur and insurance companies are increasingly offering policies that can cover scenarios like Post’s…
It was peak wedding season last July when she started calling venues in and around Hamilton to find any that could accommodate 100 people and a ceremony on little notice, but many venues are often booked up more than a year in advance.
“We ended up having to pay a lot more than we expected,” said Post, who was able to shift her wedding to another restaurant in the city and keep her wedding date.
“Because we lost the venue so close to the wedding, we had to take what we could, and that cost us.”
Post estimates the debacle cost the couple an extra $15,000.
The last thing a couple wants to think about when planning their big day are major mishaps, but they do occur and insurance companies are increasingly offering policies that can cover scenarios like Post’s…
