Insurance policy getting you down? There are always sound insurance alternatives.
Latest News
How Much Life Insurance is Enough? + MORE Mar 11th
A commonly asked question regarding life insurance is “how much life insurance is enough?”
Simply put: the amount of coverage needed depends on the amount of debt and income loss the plan has to cover. This is determined by the total assets that can be allocated subtracted from the amoun.... More »
Should seniors cancel their life insurance policies? Dec 15th
Ask MoneySense
My husband is about to turn 60 and we have to make a decision to continue with a life insurance plan or to let it go.
We no longer have a mortgage, and we are in process of taking care of our own funeral arrangements, so our kids don’t have to worry about it.
I’ve been retir.... More »
Why Offer Employee Benefits Feb 4th
What Every Small Business Owner Needs to Know
The current labour market has shifted and is now in favour of the employee. Coming out of the pandemic, there are more jobs available than there are people willing to fill them.
What does this mean to the average small business owner? In a nut shell, it.... More »
Gen Z Canadians face job losses—but time is on their side Feb 5th
Statistics Canada has released new employment insurance (EI) data, and it doesn’t look good for Canadian workers. In the year ending November 2025, the number of people receiving EI rose by 16.1%. Among young Canadians aged 15 to 24, the increase was 12.4%. While this group wasn’t hit the hardes.... More »
ObamaCare's Hotel California Sep 4th
Democrats work to ban an affordable health insurance option..... More »
ORPP good for economy in the long run: Conference Board
– moneysense.ca
TORONTO – The Conference Board of Canada says the proposed Ontario Retirement Pension Plan will mean long-term increases in income that offset the small negative effect on the economy over the near-to-medium term.
In a cost-benefit analysis of the Liberal government’s pension plan, the Conference Board says the increase in mandatory savings initially results in a period of reduced household spending as pension contributions lower family income.
The negative effect on Ontario’s GDP in the near term is partially offset by the fact that individuals are expected to reduce their RRSP contributions when they start paying into Ontario’s pension plan.
ORPP: Low income, part-time workers to take home less »
The Conference Board — an independent, not-for-profit applied research organization — says the impact on overall real GDP is also offset by a fall in imports as less household spending is used to buy foreign goods and services.
Expected decreases in Employment Insurance and Workplace Safety and Insurance Board payroll premiums “further mitigate the short-term economic impact” of the Ontario Retirement Pension Plan…
In a cost-benefit analysis of the Liberal government’s pension plan, the Conference Board says the increase in mandatory savings initially results in a period of reduced household spending as pension contributions lower family income.
The negative effect on Ontario’s GDP in the near term is partially offset by the fact that individuals are expected to reduce their RRSP contributions when they start paying into Ontario’s pension plan.
ORPP: Low income, part-time workers to take home less »
The Conference Board — an independent, not-for-profit applied research organization — says the impact on overall real GDP is also offset by a fall in imports as less household spending is used to buy foreign goods and services.
Expected decreases in Employment Insurance and Workplace Safety and Insurance Board payroll premiums “further mitigate the short-term economic impact” of the Ontario Retirement Pension Plan…
INFOGRAPHIC: The Top Mortgage Moments of 2015
– ratesupermarket.ca
Who says monetary policy has to be boring? It’s been a turbulent year – for borrowers, lenders and policy makers. It’s no wonder Bank of Canada governor Stephen Poloz has been recognized as Canada’s 2015 Business Newsmaker of the Year by The Canadian Press.We’ve highlighted the top mortgage news moments of the year below. Want to read more about each newsmaker? Scroll down for our top headlines by month.
Read More About the Mortgage Moments of 2015
January
Bank of Canada Cuts Interest Rate to 0.75%
Banks Cut Prime to 2.85%
Are Oil Prices Housing’s Kryptonite?
February
How Will Lower Oil Affect the Calgary Housing Market?
CMHC Q1 Report Calls for Housing Market Slowdown
March Rate Cut Looks Less Likely
March
Detached Home Prices Top $1 Million in Toronto
New IMF Warnings for Canada’s Housing Market
BMO Drops Mortgage Rate to 2.79%
April
Atrocious Economic Conditions Expected for Q1
CMHC and Genworth Hike Mortgage Insurance Premiums
Meridian Introduces 1…
