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Are your deposits at Canadian financial institutions safe? Mar 21st
Ask MoneySense
We live in Ontario, and in light of the current banking problems in the U.S., we are a bit concerned about our investments.
They are held at three different banks at the moment and are largely in GICs and high-interest savings accounts.
We are aware that up to $100,000 is insure.... More »
TFSA contribution room calculator Nov 20th
Find out your current tax-free savings account (TFSA) contribution limit by using this calculator.
TFSA is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like exchange-traded funds .... More »
TFSA contribution room calculator + MORE Nov 5th
Find out your current tax-free savings account (TFSA) contribution limit by using this calculator.
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Tax-free savings account is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like e.... More »
How well are you protected if you have a car accident? Rising deductibles mean your insurance company could get more than you Feb 28th
If you’re awarded a pain and suffering payment of less than $44,000 in Ontario, the money goes to your insurance company and you get nothing. But there are things you can do to protect yourself..... More »
Blue Jays break new ground by acquiring premium rental Jordan Hicks - Yahoo Canada Sports Jul 31st
Blue Jays break new ground by acquiring premium rental Jordan Hicks Yahoo Canada SportsJordan Hicks and What's Next | Jays Talk Plus SPORTSNETJays pay reasonable price for hard-throwing Jordan Hicks as closer insurance. And they aren’t done Toronto StarWhat's next .... More »
What happens when you need additional contents insurance?
– moneysense.ca
When Anita Clarke bought her first townhome in Toronto’s west end last year, she started researching insurance policies. The 47-year-old senior managing editor at Shopify previously had tenant insurance with a contents limit of $90,000. But, as she moved into her new home, she wanted to make sure her luxury clothing collection—composed of dresses by designers like Comme des Garçons, Maison Margiela and Greta Constantine—was adequately insured in case something ever happened to it.
“I [didn’t] need some actuary looking at a $2,500 Comme des Garçons dress and saying, ‘This is only worth $50,’” Clarke says. She was searching for a policy that would not account for depreciation in the value of her dresses—this was not an ordinary wardrobe, after all.
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Actual cash value vs replacement cost
After speaking with an insurance broker, Clarke was presented with various insurance policies whose contents coverage offered actual cash value…
TD Cash Back Visa Infinite review 2022
– moneysense.ca
If you consider yourself a coffee-lover, foodie, traveller—or all of the above—this cash back card might be the perfect for your lifestyle. It offers a strong earn rate on food and travel spends. It also includes perks that offer peace of mind on your daily commutes or big vacations, like complimentary roadside assistance benefits and travel insurance. What’s more, it offers the flexibility to use your cash back when you actually need it, not on an arbitrary date like with many other cash back loyalty programs. What gives it even more of an edge is the generous welcome offer that allows you to earn 10% cash back on up to $2,000 worth of purchases for the first three months.Should you switch over to this card? Maybe… With so many travel cards on the market, we break down the benefits and the drawbacks of this impressive cash back card, so you can see if it’ll meet your needs.
TD Cash Back Visa Infinite*
Annual fee
$120, rebated for the first year
Rewards
3% on gas, groceries and recurring bills; 1% on everything else
Welcome offer
10% cash back on all purchases for the first 3 months (up to total spend of $2,000)…
PC Financial World Elite Mastercard review 2022
– moneysense.ca
It’s predicted that the price of food in Canada will rise between 5% and 7% this year (nearly $1,000 more per year for a family of four). So, there’s no better time to earn useful rewards and cash back to balance out the rising costs. If you’re partial to shopping at Loblaw banner stores (like Real Canadian Superstore, No Frills, Fortinos and Loblaws) or frequently fill up at Esso and Mobil stations, the PC Financial World Elite Mastercard could be a good card to earn points on these essential purchases. With every dollar charged to this card, you earn PC Optimum points you can use to save on groceries and other everyday purchases. The more you use this card, the more you can earn. It also comes with benefits, like travel insurance and 24/7 concierge service—none of which will cost you a dime, since it has no annual fee.Find your next credit card.What kind of credit card are you looking for? Get matched with the best cards for you in under 2 minutes at ratehub.ca. Let’s get started…
Scotiabank Gold American Express review 2022
– moneysense.ca
If you’re into experiences—from seeing a play or movie to travelling the world—then you should consider making the switch to this credit card. It combines elements of both Scotiabank’s Scene+ loyalty program with some of the outstanding travel and entertainment perks Amex is known for. Factor in an outstanding earn rate on points, no foreign transaction fees and a competitive travel insurance package, and the Scotiabank Gold American Express card is a front-runner for anyone with a full social calendar. But is this card worth the $120 annual fee? We dig into the details so you can decide for yourself.Find your next credit card.What kind of credit card are you looking for? Get matched with the best cards for you in under 2 minutes at ratehub.ca. Let’s get started.I want to earn rewardsI want to pay low interestYou will be leaving MoneySense. Just close the tab to return.
Scotiabank Gold American Express quick facts
Annual fee: $120
Interest rates: purchases 19.99%, cash advances 22…
