How to go about securing the best policy for your insurance in Canada.
Latest News
42% of Canadians don’t have life insurance—are you one of them? Sep 13th
September is life insurance awareness month, and a new report from digital insurance provider PolicyMe in partnership with Angus Reid is spotlighting a concerning gap in coverage among Canadians. The culprits? Affordability concerns, medical requirements, and mistrust of the insurance industry, acco.... More »
Watch: Climate change in Canada and the rising cost of home insurance + MORE Oct 3rd
What does climate change have to do with home insurance? Weather-related insurance claims have gone up in Canada. And that is having an impact on not only weather, but also home insurance premiums. MoneySense’s Managing Editor, Lisa Hannam, explains.
Watch: MoneySense – Home Insuran.... More »
What types of insurance do I really need and which can I live without? Oct 7th
Life, disability, critical illness. The world of insurance can be confusing. A financial planner weighs in on the ones you might want to consider..... More »
Only answer to rising home insurance rate increases is to shop around May 23rd
Rapidly rising rates for home insurance frustrate consumers, but there’s nothing to be done about it except to shop around, experts advise..... More »
Better Coverage, Lower Cost: Find the Right Health and Dental Plan Oct 19th
When Was the Last Time You Reviewed Your Plan?
If it’s been a while, you could be missing out on new discounts, waived waiting periods, and enhanced coverage options. Whether you’re self-employed, between jobs, transitioning to retirement, or simply looking for better value, now’s the perfect.... More »
Canada’s Best Visa Credit Cards 2020
– moneysense.ca
When consumers shop for a new credit card, they typically look at the ability to collect points, the insurance coverage offered, fees and interest rates on unpaid balances—not at the credit card company itself. But if you already have an account with RBC, CIBC, Scotiabank or any other Visa issuers, you may be inclined to choose a card that’s “in the family.” Or, maybe you want to take advantage of the benefits offered by the largest credit card company in the world—Visa. Whatever your reasons for considering Visa, this guide will help you find a credit card that fits your lifestyle.The best Visa credit cards in Canada
These are credit cards offered by Ratehub partners. You can find information about additional product options below.
Card
Rewards / Features
Annual fee
BMO eclipse Visa Infinite
(get more details)*
5 BMO pts/$1 on groceries, dining, gas & daily transit
1 pt/$1 on everything else
$50 annual credit
$120
TD First Class Travel Visa Infinite
(get more details)*
9 TD pts/$1 on travel (via ExpediaForTD)
3 pts/$1 on everything else
$120
TD Aeroplan Visa Infinite
(get more details)*
1…
What getting a backyard fire pit will do to your home insurance
– moneysense.ca
Backyard fire pits, hot tubs, and other outdoor upgrades have never seemed more appealing than after spending most of 2020 practically housebound.
When Bob Peters, a 65-year-old lawyer from Winnipeg revamped his backyard five years ago—with an elevated deck, hot tub, seating area, natural gas fire pit, grill and smoker—he didn’t foresee a pandemic. (Who did?) But he appreciates the space now more than ever.
“It’s our oasis in this desert of uncertainty that the pandemic, and the public health orders, have created,” says Peters. His family has taken advantage of the opportunities to read, cook and dine outdoors, watch the wildlife, relax in a hot tub and host small, socially-distanced gatherings. “It has allowed for a small sense of community,” adds Peters. “And the grill and smoker allow me to believe I can cook.”
Considering you’ve likely forgone vacations, and limited dining and entertainment for the majority of the year, you may have money to put toward a backyard upgrade…
When Bob Peters, a 65-year-old lawyer from Winnipeg revamped his backyard five years ago—with an elevated deck, hot tub, seating area, natural gas fire pit, grill and smoker—he didn’t foresee a pandemic. (Who did?) But he appreciates the space now more than ever.
“It’s our oasis in this desert of uncertainty that the pandemic, and the public health orders, have created,” says Peters. His family has taken advantage of the opportunities to read, cook and dine outdoors, watch the wildlife, relax in a hot tub and host small, socially-distanced gatherings. “It has allowed for a small sense of community,” adds Peters. “And the grill and smoker allow me to believe I can cook.”
Considering you’ve likely forgone vacations, and limited dining and entertainment for the majority of the year, you may have money to put toward a backyard upgrade…


