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Getting the Most Out of Your Biweekly Paycheck
– investitwisely.com
No matter what kind of work we do, we all look forward to the next paycheck. For many of us, the anticipation unfortunately stems from the fact that we get paid bi-weekly, or twice a month, even though our bills come monthly.Over 36 percent of U.S. private businesses pay their employees every two weeks, which means an extra paycheck two months out of the year. As nice as it is to receive those “extra” paychecks, if we’re not on top of our financial game, we can get ourselves into precarious situations.
Learn how to savor a biweekly pay cycle via the following tips:
Budget on a Two-Week Schedule
Everything we’re taught suggests that we need to budget on a monthly basis. But this doesn’t make sense if our income comes twice per month. We can’t change the fact that our bills come monthly, but we can decide how to allocate our biweekly income so we’re not short at the end of the month.
If you don’t trust yourself to divvy up your resources appropriately, use a budget planner app like Clarity Money to integrate your bill cycles along with income…
