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Latest News
How bad access to credit keeps newcomers from getting ahead Aug 30th
When newcomers arrive in Canada, many bring financial responsibility, professional experience, and aspirations for a better future. But despite these strengths, one key element often stands in their way: access to credit.
According to a 2025 TD survey, 92% of newcomers understood the importance o.... More »
The 4% rule, revisited: A more flexible approach to retirement income + MORE Nov 25th
In the last column, we looked at three recently published financial books, including one I had really looked forward to reading: William Bengen’s A Richer Retirement. It’s the American certified financial planner’s long-awaited follow-up to his ground-breaking book on the so-called 4% Rule.
.... More »
The best credit cards in Canada for 2025 + MORE Nov 12th
Canadians have no shortage of options when it comes to selecting a new credit card. Whether you’re looking at a Visa, Mastercard, or Amex from a fintech, big bank, or credit union, we’re here to help you sort through all your choices.
To make it easier to find the best credit card for you, we.... More »
How financial journalists plan their own retirement + MORE Aug 13th
It’s an occupational hazard of personal finance (PF) journalism that the writers’ lives are an open book. Anyone reading Retired Money knows my age and that I recently had to convert my RRSP into a RRIF. And I’m not alone: this summer has seen the retirement of some long-time PF columnists, no.... More »
How to read your investment statements Oct 16th
Failing to read your investment statements that arrive each month creates unnecessary risk and missed opportunities to catch errors, track progress, and stay aligned with your financial goals. Learning how to read your investment statement takes only a few minutes each month and provides important o.... More »
How the Canada GST/HST tax credit works
– moneysense.ca
For many working-class Canadians, rising costs make every dollar count. That’s where the GST/HST credit comes in. This credit is meant to support individuals and families with lower or modest incomes. If you qualify, you’ll receive payments from the Canada Revenue Agency (CRA) every three months.
What is the GST/HST tax credit?
The GST/HST credit is a tax-free payment issued by the Canada Revenue Agency (CRA) to help reduce the financial burden of GST and HST on qualifying Canadians. Payments are made four times a year and are based on your family’s net income from the previous tax year.
You don’t have to apply for the GST/HST credit each year. When you file your income tax return, the CRA automatically reviews your information to determine whether you’re eligible. If you qualify, the payments are deposited quarterly.
Remember: You don’t need to include these payments on your tax return—they’re not considered taxable income and won’t affect any other benefits you receive…
Wife of South Korea's ousted ex-President Yoon appears for questioning over corruption allegations
– thestar.com
SEOUL, South Korea (AP) — The wife of South Korea’s ousted former President Yoon Suk Yeol appeared for questioning by a special prosecutor Wednesday, as investigators expanded a probe into suspicions of stock manipulation, bribery, and interference in party nominations.
