How to go about securing the best return for your investment in Canada.
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A diversified apartment REIT for investors seeking an attractive yield + MORE Nov 30th
Investors are drawn to Northview’s rich dividend yield and potential to grow once oil markets recover
.... More »
Police release graphic video of fatal shooting in downtown Toronto, looking to identify suspects - Globalnews.ca May 25th
Globalnews.caPolice release graphic video of fatal shooting in downtown Toronto, looking to identify suspectsGlobalnews.caWARNING: Viewer discretion is advised. The Toronto police homicide squad say they have released a graphic video showing the fatal shooting of Jaiden Jackson with the goal of iden.... More »
Small Business Ideas for Children Who Want to Be Life-time Savers + MORE Feb 26th
Teaching your child how to handle money is a basic part of being a parent in today’s society. There are many ways you can approach introducing your child to financial responsibility. One way, is to show them how to set up their own business!
A child can learn how to work hard, make money, and save.... More »
Life insurance for kids: Do you really need it? + MORE Jul 20th
Buying life insurance for kids is probably the last thing on your mind when you’re in the throes of diaper changes and round-the-clock feedings. But the early stages of parenthood don’t last forever—and it’s never too early to start planning for your little one’s (or ones’) future.
W.... More »
Why You Should Make ‘Career Cushioning’ Part of Your Job This Year + MORE Feb 1st
Have you ever casually browsed job boards, just to see what’s out there? Taken a recruiter’s call, even though you’re not sure you want to leave your current role anytime soon? Started a side hustle because it never hurts to have a Plan B? Congratulations, you were “career cushioning”—wh.... More »
The investors who bet on a real estate boom – and lost
– theglobeandmail.com
Canada’s booming property market has spawned a cottage industry of small lenders that operate on the fringes of the mortgage business, providing money to home buyers and developers who can’t borrow from traditional sources. But some of these lenders are raising funds by promising individual investors a safe, reliable path to real-estate income – when the reality is a high level of risk.
Can ETFs Make the Market Go Up in Smoke?
– CanadianCouchPotato.com
Does the growing popularity of indexing and ETFs pose a real danger to the markets? As I discussed on a recent podcast, some market experts are concerned that the swelling ranks of index investors is creating a bubble. I used to brush off these concerns as the paranoid ramblings of money managers who are losing billions in assets as investors discover they add no value. But I’m starting to wonder if it might be true. After all, there are lots of articles on the Internet that say so.
A recent piece in the Globe and Mail, for example, featured billionaire hedge fund manager Seth Klarman, who worries that the growth of indexing is making markets less efficient: “The inherent irony of the efficient market theory is that the more people believe in it and correspondingly shun active management, the more inefficient the market is likely to become.”
I appreciate that index investors want to get broad diversification at the lowest possible cost, and that they’re attracted to a strategy that has the weight of academic evidence behind it…
A recent piece in the Globe and Mail, for example, featured billionaire hedge fund manager Seth Klarman, who worries that the growth of indexing is making markets less efficient: “The inherent irony of the efficient market theory is that the more people believe in it and correspondingly shun active management, the more inefficient the market is likely to become.”
I appreciate that index investors want to get broad diversification at the lowest possible cost, and that they’re attracted to a strategy that has the weight of academic evidence behind it…
Is Financial Independence Retire Early (FIRE) right for you?
– myownadvisor.ca
Save, invest, prosper with My Own Advisor.FIRE
I read a boatload of personal finance and investing articles within any given month. One thing that continues to get my attention is this FIRE movement – the desire of various blog authors to be financially independent and therefore retire early.
I think I’ve noticed this movement online now more than ever. I also remember reading about this in The Practical Guide to Financial Independence by Graeme Falco, a CPA from Toronto. It was a central theme in this book. In it Graeme wrote:
Financial Independence means having enough. “More specifically, FI is achieved when income earned from passive sources exceeds one’s expenses. Passive income comes from anything that doesn’t require a lot of time or effort, such as real estate, stocks, bonds, or a business that mostly runs itself.”
“The social commentary on this subject is nothing new and many people will be able to relate FI to the concept of “F—K you, money”. This money gives you power to say no (or yes) to bosses, co-workers, and just about anyone else…
