The “Big Five” Canadian banks offer investment funds and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Let’s explore the best place for you to invest.
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Making sense of the markets this week: August 10
– moneysense.ca
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.Should investors say goodbye to the 60/40 balanced portfolio?
For so many years, investors have fallen back on the classic portfolio split: 60% stocks for growth and 40% bonds to manage the risks. And, historically, bonds would also pitch in on the total return front. But with bond yields at historic lows, the bond component does not have much to offer in the way of returns, and many are suggesting a reset or rethink of the 60/40 portfolio.
From Bloomberg:
“‘I don’t think bonds can provide the standard historical returns investors are used to,’ said Andrew Sheets, Morgan Stanley’s chief of cross-asset strategy in London. ‘The starting yield is at a point where that type of return is just not possible. Investors are going to have to lower expectations of 60-40 portfolios, and will have to look elsewhere for what can be in the 40%.’”
That said, the humble 60/40 portfolio continues to defy the odds and confound the experts…
