The best no-fee credit cards in Canada for 2024 + MORE Jul 17th

There are more investment options in Canada than you can shake a stick at! Stay on top of the best returns right here.
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Google Stock Falls Amid OpenAI Web Browser. ChatGPT Advertising Next? - Investor's Business Daily Oct 21st

Google Stock Falls Amid OpenAI Web Browser. ChatGPT Advertising Next?  Investor's Business DailyIntroducing ChatGPT Atlas  OpenAIChatGPT Atlas: OpenAI launches web browser centered around its chatbot  The GuardianOpenAI launches Atlas browser to compete with Google Chro.... More »
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Should I cash my RRSP to pay off my mortgage? + MORE Jan 15th

Ask MoneySense Is it a good idea to pay off my mortgage with my RRSP money and then put what my mortgage payment was back into the RRSP once I’ve paid it off? What are the pros and cons of this strategy to being mortgage free? –Mike Pay off a mortgage or keep investing with RRSPs? Payi.... More »

Why it seems like you can never get ahead (Hint: It’s not your streaming subscription) Mar 25th

“It’s the economy, stupid.” So said Clinton strategist James Carville in 1992 about the primary concern of American voters, but it could just as believably be about today’s Canadians. According to 2025 numbers by market research company Ipsos, 23% consider inflation and cost of living to be .... More »
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Stock market news for Canadian investors: Cineplex, McDonald’s report earnings Feb 12th

Companies that reported earnings this week Cineplex McDonald’s L.A. wildfires, U.S. tariff threats don’t have Cineplex execs worried Source: Google Cineplex (TSE: CGX) Q4 earnings: $3.3 million or five cents per share, compared with a loss of $9.0 million or 14 cents pe.... More »
 TSE

Should I draw down my RRIF to avoid estate taxes? + MORE Apr 22nd

Ask MoneySense Is it a good idea to withdraw more money monthly than one needs from one’s RRIF? What about beginning a regularly automated transfer of this extra money to one’s non-registered investments so that there is less money in the RRIF account upon death? As a result, the estate will be .... More »

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The best no-fee credit cards in Canada for 2024
From cash back to rewards points (and perks like no foreign transaction fees), here's a list of Canada's best no fee cards.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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We have some good news for would-be Canadian home buyers: slightly lower mortgage rates and a dip in home prices have made it easier to purchase a property in nearly half of the nation’s major markets.

This is according to the latest monthly affordability report from Ratehub.ca (Ratehub.ca and MoneySense.ca are both owned by Ratehub Inc.) The study crunches the income required to purchase an average-priced home across Canada, using national real estate data from May and June this year, as well as mortgage and stress test rates.  This makes it possible to track how affordability conditions are evolving on a monthly basis, and how specific markets are impacted by trends in borrowing costs.

The June data reveals that buyers needed less income to qualify for a mortgage in six of 13 markets studied. This reflects a small decline in the average five-year mortgage rate, from 5.49% to 5.47%, and an accompanying mortgage stress test of 7.47%. Mortgage rates lowered somewhat over the course of the month…

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The best high-interest savings accounts in Canada for 2024
Here are the accounts offering the highest interest rates and lowest fees.

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Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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