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Tips for the First Time Car Buyer
– investitwisely.com
Buying your first new car can be both exciting and terrifying. Keep your chin up though, because we’ve got you covered. These seven tips for first time car buyers will help you get the right car for your needs — at a price with which you can comfortably live.
Determine Your Budget
Way too many people wander into dealerships without knowing what they can really afford. Take stock of your cash flow situation before you do anything else. Make a list of all of the bills you pay each month, including the amount you pay and when they are due.
Include everything; rent, food, entertainment, utilities, credit card bills, savings and investments — everything you have. Add them all up and subtract that total from the amount of cash you bring home each month. Set aside what you feel is a reasonable amount of walking around money. The rest is what you can probably afford to spend on transportation.
Keep in mind, the monthly payment is but one of the expenses involved here. You’ll need insurance, fuel, registration and maintenance money too…
