Canadians are turning to family—and credit—to stay afloat + MORE Jul 20th

Mortgages in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.

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Why Canadian investors should avoid MLPs Jan 20th

For better or worse, a sizable group of Canadian investors still screens prospective investments by dividend yield. When that search expands beyond Canadian stocks, it often leads into parts of the U.S. market that look attractive on the surface but are poorly understood. Common examples include .... More »

Higher renewal costs test household budgets in Ontario and B.C., says Equifax Sep 13th

Equifax reports that rising renewal costs are testing household budgets, with Ontario and B.C. most exposed, while mortgage growth remains muted..... More »

How much income do you need to buy a home in Canada? A look at housing affordability in November 2025 + MORE Dec 24th

For a while there, it appeared Canada’s housing market was seeing shoots of improvement – but buyers retreated back to the sidelines in November, further dousing price growth and leading to overall improved affordability conditions. As reported by the Canadian Real Estate Association, home sales.... More »

Community Trust at 50: A golden anniversary built on broker partnerships + MORE Oct 19th

Reflecting on five decades of alternative lending, national growth, and an unwavering commitment to the Canadian mortgage broker community..... More »

U.S. mortgage rates dip slightly, sending 30-year loans to 6.23% + MORE Nov 30th

Mortgage rates fell after three weeks of increases, giving prospective buyers some relief from price pressures. .... More »

Can you retire with a mortgage? More Canadians are saying yes

– canadianmortgagetrends.com

Retiring with mortgage debt is no longer the exception—it’s quickly becoming the norm as rising housing costs and later-life borrowing reshape retirement in Canada.

Continue Reading On canadianmortgagetrends.com »

Canadians are turning to family—and credit—to stay afloat

– moneysense.ca

Two new surveys reveal the growing financial strain that Canadians face amid rising costs and stagnant wages.

A report from Mortgage Professionals Canada (MPC) found that 70% of recent home buyers say they couldn’t have purchased their property without financial help. A separate survey by Harris & Partners, a licensed insolvency trustee firm, shows that many Canadians are struggling to afford routine expenses: nearly 60% of respondents said their income isn’t sufficient to cover essentials like rent, groceries, and utilities.

The new reality of home ownership: financial help and rising payments

MPC’s State of the Housing Market survey found that seven in 10 Canadians who purchased a home in the last two years say they couldn’t have done so without help with a down payment. Across all home buyers, that figure stands at 58%.

In most cases, the “help” comes from family. A 2024 report from CIBC shows that intergenerational wealth transfers are becoming the norm, with 31% of first-time buyers receiving a financial gift from their parents…

Continue Reading On moneysense.ca »

Getting a great mortgage in Canada can be tricky – let us help! Visit our Canadian Mortgage page for the latest rates and articles.

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